Property Type: TownhouseOwnership: Strata

1308 Richter Street Unit# 104

Kelowna, BC V1Y2L3

$929,000

3 bed3.5 bath2 parking1,729 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$576/mo
Annual property tax
$4,555.1

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomThird level8'11'' x 9'1''
Full bathroomSecond level8'5'' x 8'4''
Laundry roomSecond level4'10'' x 7'3''
Partial bathroomMain level
Living roomMain level13'11'' x 13'2''
Primary BedroomThird level9'7'' x 14'3''
BedroomSecond level10'1'' x 10'4''
BedroomSecond level9'10'' x 10'2''
KitchenMain level15'3'' x 9'11''
FoyerMain level8'7'' x 7'6''

Listing Information

MLS®
10381268
Listed
May 1, 2026
Time on market
On the market for 122 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to Unit 104 at 1308 Richter Street, ideally located in the heart of Kelowna. This well-appointed ground-level condo offers a perfect combination of comfort, convenience, and accessibility ideal for first-time buyers, downsizers, or investors. Step inside to a bright and functional layout featuring an open-concept living and dining area, complemented by large windows that bring in plenty of natural light. The kitchen offers ample cabinetry and workspace, making it both practical and inviting for everyday living. Enjoy the ease of ground-floor access with a private patio perfect for relaxing outdoors or entertaining guests. Additional features include in-suite laundry, secure parking, and a well-maintained building. Situated just minutes from downtown Kelowna, you’ll have quick access to shopping, restaurants, parks, and the waterfront, including Okanagan Lake. This central location makes it easy to enjoy everything the city has to offer while still having a comfortable place to call home. A great opportunity to own in a prime location don’t miss out! (id:63159)

Values & Trends

This listing

$537/sqft

Building average

$536/sqft

1 active listing(s)

Kelowna North average

$565/sqft

20 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary243 m
Central SecondarySecondary1.2 km
Central School ProgramsK-121.2 km
Bankhead ElementaryElementary1.2 km
St Joseph Elementary School(Independent)Elementary1.4 km
A S Matheson ElementaryElementary1.9 km
Glenmore ElementaryElementary2.5 km
Raymer ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • GetintheLoop Restaurant · 1353 Ellis Street351 m
  • Nagano Sushi363 m
  • Pizza Studio · 1360 Ellis Street413 m
  • Gather Restaurant · 460 Doyle Avenue448 m
  • Central Kitchen · 1155 Ellis Street465 m

Cafes (5+)

  • Chaibaba · 1289 Ellis Street330 m
  • CeCe's Coffee361 m
  • J’s Cafe & Bistro366 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street376 m
  • Tackle Box Coffee Bar402 m

Grocery (2)

  • GetintheLoop Grocery · 1353 Ellis Street358 m
  • Safeway · 697 Bernard Avenue662 m

Parks (5+)

  • Recreation Avenue Park567 m
  • Pioneer Garden647 m
  • Martin Park667 m
  • Waterfront Park679 m
  • Stuart Park686 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street347 m

Gyms (4)

  • Life Aesthetics Online Coaching · 1435 Water Street634 m
  • SPIN co · 410 Bernard Avenue706 m
  • BarreRoom · 410 Bernard Avenue708 m
  • Move & Flow · 589 Lawrence Avenue713 m

Pharmacies (2)

  • Pharmasave · 505 Doyle Avenue459 m
  • Shoppers Drug Mart · 597 Bernard Avenue611 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue580 m
  • Scotiabank · 488 Bernard Avenue670 m
  • First West Credit Union · 507 Bernard Avenue682 m
  • Unnamed729 m
  • CIBC · 328 Bernard Avenue776 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 1308 Richter Street

View building profile →
Built 2019

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$743,200.00
Periodic payment — Principal & Interest (monthly)$4,794.87
Additional monthly expenses (strata, tax, utilities, etc.)$1,041.40
Total monthly cost$5,836.28
Interest paid over 5-yr term$213,003.26
Balance at end of term$668,510.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,621.56

Cash Needed at Closing

Minimum down payment$67,900
Estimated BC PTT$16,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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