Property Type: Detached HouseOwnership: Freehold

12 3350 WESTHAM ISLAND ROAD

Delta, BC V4K0A4

$389,000

2 bed1 bath0 parking1,121 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
0.01 x .01
Frontage
0 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$1,200/mo
Annual property tax
$0.01 (2026)

Interior

Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
0

Listing Information

MLS®
R3128678
Listed
May 27, 2026
Time on market
On the market for 96 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Sutton Group Seafair Realty · Data source: CREA DDF.

Description

Sunrise to Sunset Living on the Fraser! Step into a world time slows down. This 2-bedroom float home offers an ever-changing canvas of the Fraser River, framed by the majestic mountains and the historic Westham Island Bridge. Morning light dances on the water, evenings glow the fiery sunsets, and the rhythm of the tides invites you into a life of calm and beauty. Imagine cycling to nearby farms for baskets of fresh berries, cozying up by the pellet stove and river flows past, or simply letting the expanse of windows fill your space with light and serenity. This isn't just a home - it's a lifestyle of peace, connection and timeless charm. A rare chance to live where every detail feels like a retreat. Sorry, no dogs, children or rentals allowed. Phone for more details. (id:63159)

Values & Trends

This listing

$347/sqft

Building average

No other active listings in this building

Delta average

$732/sqft

371 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$1,540,000

Jun 2025

Monthly Sales

0

Jul 2026

Active Listings

1

Jul 2026

Sales-to-Active Ratio

100.0%

Feb 2024

Median Days to Contract

27 days

Jun 2025

Average Sale Price

Data available for 5 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$2,380,000
$1,501,000
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Port Guichon ElementaryElementary2.5 km
Ladner ElementaryElementary3.5 km
Delta SecondarySecondary3.7 km
Sacred Heart(Independent)Elementary4.2 km
Delta Christian School(Independent)Elementary4.2 km
Mia Montessori Academy(Independent)Elementary4.4 km
Hawthorne ElementaryElementary4.8 km
Neilson Grove ElementaryElementary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Delta (SD37)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,200.00
Periodic payment — Principal & Interest (monthly)$2,007.76
Additional monthly expenses (strata, tax, utilities, etc.)$1,256.00
Total monthly cost$3,263.76
Interest paid over 5-yr term$89,190.81
Balance at end of term$279,925.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,841.71

Cash Needed at Closing

Minimum down payment$19,450
Estimated BC PTT$5,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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