Property Type: Detached HouseOwnership: Leasehold

4345 W RIVER ROAD

Ladner, BC V4K1R9

$319,000

2 bed1 bath1 parking1,014 sqftBuilt 2021
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
0.01 square feet
Frontage
0 feet

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$86.27 (2023)

Interior

Heating
Electric, Natural gas, Hot Water
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3102402
Listed
March 23, 2026
Time on market
On the market for 161 days
Tax assessment year
2023
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Dive into Waterfront Bliss! Step aboard this stunning 4-year-old floating home & experience a slice of paradise with lofty ceilings on both floors. Let the spaciousness & serenity sweep you away as you escape the everyday hustle. Enjoy a seamless flow with an open-concept kitchen, dining, & living area, featuring a cozy built-in banquette for extra comfort. Soak up the sun on your main floor deck, ideal for relaxing or entertaining. Convenience is key, with shopping, dining, & RECREATIONAL just around the corner, plus quick access to bridges & the airport. While having a car offers added flexibility, embrace the peaceful vibe of limited bus service. Inside, bask in a bright, airy atmosphere with wide plank wood flooring and soothing designer tones. (id:63159)

Values & Trends

This listing

$315/sqft

Building average

No other active listings in this building

Ladner average

$636/sqft

8 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Delta Christian School(Independent)Elementary774 m
Hawthorne ElementaryElementary855 m
Delta SecondarySecondary1.0 km
Neilson Grove ElementaryElementary1.4 km
Ladner ElementaryElementary1.5 km
Port Guichon ElementaryElementary1.7 km
Sacred Heart(Independent)Elementary2.3 km
Holly ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Linden Dr @ Westminster Ave283 m
Southbound Central Ave @ 4900 Block389 m
Westbound Linden Dr @ Fenton Dr399 m
Southbound Ferry Rd @ Heron Bay Close409 m
Northbound Central Ave @ 4900 Block411 m

Nearby Places

Restaurants (5+)

  • Sharkey's Seafood Bar & Grille · 4953 Chisholm Street328 m
  • Il Posto · 4866 Delta Street456 m
  • Pizza Hut464 m
  • Pho Haven474 m
  • Go-Go Sushi · 4855 Delta Street486 m

Cafes (4)

  • Cafe de Gourmet494 m
  • Stir Coffee House · 5085 48 Avenue523 m
  • Boca Grande Donuts & Mexican Food · 4841 Delta Street531 m
  • Starbucks · 5263 Ladner Trunk Road630 m

Grocery (4)

  • Jarry's Market482 m
  • Bulk Barn · 5225 Ladner Trunk Road490 m
  • FreshCo · 5275 Ladner Trunk Road611 m
  • Save-On-Foods · 5186 Ladner Trunk Road717 m

Parks (5+)

  • Elliot Street Park Reserve295 m
  • Ladner Lions Park356 m
  • Ladner Harbour Park459 m
  • Georgia Street Park Reserve622 m
  • Magee Park697 m

Gyms (4)

  • Unnamed · 5000 Bridge Street417 m
  • Open Space Yoga · 4880 Delta Street449 m
  • Snap Fitness531 m
  • CoastLife Strength & Conditioning · 4817 Delta Street539 m

Pharmacies (2)

  • Pharmasave · 4857 Elliott Street484 m
  • London Drugs485 m

Banks & ATMs (5+)

  • BMO451 m
  • Scotiabank · 5135 Ladner Trunk Road518 m
  • CIBC · 5045 48 Avenue532 m
  • Envision Financial Savings · 5155 Ladner Trunk Road538 m
  • RBC · 5205 Ladner Trunk Road563 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,200.00
Periodic payment — Principal & Interest (monthly)$1,646.46
Additional monthly expenses (strata, tax, utilities, etc.)$58.19
Total monthly cost$1,704.65
Interest paid over 5-yr term$73,141.05
Balance at end of term$229,553.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,330.35

Cash Needed at Closing

Minimum down payment$15,950
Estimated BC PTT$4,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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