Property Type: Detached HouseOwnership: Freehold

1205 Spider Lake Rd

Qualicum Beach, BC V9K2L7

$1,500,000

4 bed2 bath10 parking2,755 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
4.99 acres
Zoning
Residential

RU1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,158

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level15'4 x 19'5
Living roomMain level24'4
Laundry roomMain level7'9 x 12'6
KitchenMain level16'10
EntranceMain level12'6
EnsuiteMain level4-Piece
Dining nookMain level
Dining roomMain level11'4 x 16'8
BedroomMain level10'5 x 11'1
BedroomMain level12'10 x 14'8
BedroomMain level10'3 x 16'8
BathroomMain level4-Piece

Listing Information

MLS®
1046975
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (QU) · Data source: CREA DDF.

Description

Country oasis on 5 private acres! Enter through the automatic gate and winding drive to this immaculate custom-built 2,700 sq ft rancher. The bright, open gourmet kitchen features a walk-in pantry and dual fridges, while high ceilings and large windows fill the home with natural light. The spacious primary suite overlooks the pond and surrounding nature, with a private covered hot tub area and deluxe ensuite. Two additional bedrooms and a den complete the bedroom wing. The generous living room features a wood-burning fireplace and views of the gazebo, pond and expansive deck with surround sound speakers. Additional features include a heat pump, generator, roof-mounted Firesafe sprinkler system, 3-bay garage with one bay converted to studio space, RV parking, greenhouse and garden area, and more. Three charming Pan-Abode outbuildings add character and versatility, including one with its own ductless heat pump. A peaceful private estate offering exceptional indoor-outdoor living. (id:63159)

Values & Trends

This listing

$544/sqft

Building average

No other active listings in this building

Qualicum North average

$631/sqft

23 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Arrowsmith Independent School(Independent)Elementary10.0 km
Qualicum Beach ElementaryElementary10.4 km
Bowser ElementaryElementary12.9 km
Kwalikum SecondarySecondary13.2 km
John Howitt ElementaryElementary15.2 km
Arrowview ElementaryElementary15.6 km
des Grands-cedresElementary15.6 km
Wood ElementaryElementary16.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($300,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,200,000.00
Periodic payment — Principal & Interest (monthly)$7,741.99
Additional monthly expenses (strata, tax, utilities, etc.)$734.50
Total monthly cost$8,476.49
Interest paid over 5-yr term$343,923.45
Balance at end of term$1,079,403.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$300,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,227.58

Cash Needed at Closing

Minimum down payment$300,000
Estimated BC PTT$28,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$329,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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