Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

1209 Bain Road

Clearwater, BC V0E1N1

$669,000

3 bed2 bath1,277 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
2.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,259.99

Interior

Basement
Crawl space
Heating
Heat Pump, Stove, Electric, Wood
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Vinyl, Wood, Mixed Flooring

Exterior & Lot

Exterior features
Wood, Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Covered, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecondary Dwelling Unit12' x 16'
FoyerMain level3'6'' x 5'8''
Laundry roomMain level5'3'' x 5'8''
3pc BathroomMain level5'3'' x 7'4''
BedroomMain level9' x 10'3''
BedroomMain level9' x 13'8''
4pc Ensuite bathMain level6'3'' x 11'8''
Primary BedroomMain level10'6'' x 17'3''
Dining roomMain level9'8'' x 11'4''
Living roomMain level15' x 21'
KitchenMain level10' x 11'3''

Listing Information

MLS®
10398832
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Integrity Realty · Data source: CREA DDF.

Description

Spectacular 3-bed, 2-bath rancher offering the perfect blend of convenience, privacy & country charm. Just minutes from town, this exceptional 1995-built home has been thoughtfully updated with quality materials & tasteful finishes throughout. The bright & inviting interior features vaulted ceilings & clerestory windows that flood the home with natural light & passive solar warmth. A new high-efficiency WETT-certified Blaze King wood stove & electric heat pump keep hydro costs impressively low year round. The well-appointed kitchen boasts granite countertops, stainless appliances, gas cooktop & walk-in pantry. The generous primary offers a luxurious 4-piece ensuite with heated tile floors, walk-in closet & a private entrance. This stunning home sits on 2 acres for space & privacy without sacrificing the convenience of being close to town. Outdoor enthusiasts will love the miles of biking & hiking trails nearby plus access to Crown land for days of adventure. Adding tremendous value & versatility, the detached cabin has been a successful & consistent income producer. Whether continued as a rental, used for guests, or extended family accommodation, the possibilities are endless. The beautifully landscaped grounds include established fruit trees, a productive well & a south-facing garden area & greenhouse. A large barn with covered storage provides ample space for equipment, livestock & workshop needs. Peaceful, private & full of character ~ A truly special place to call home. (id:63159)

Values & Trends

This listing

$524/sqft

Building average

No other active listings in this building

Clearwater average

$392/sqft

38 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Raft River ElementaryElementary3.5 km
Clearwater SecondaryElementary5.2 km
Vavenby ElementaryElementary17.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($41,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$535,200.00
Periodic payment — Principal & Interest (monthly)$3,452.93
Additional monthly expenses (strata, tax, utilities, etc.)$335.67
Total monthly cost$3,788.59
Interest paid over 5-yr term$153,389.86
Balance at end of term$481,414.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,822.18

Cash Needed at Closing

Minimum down payment$41,900
Estimated BC PTT$11,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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