Property Type: Detached HouseOwnership: Freehold

208 Schmidt Road

Clearwater, BC V0E1N2

$710,000

4 bed3 full, 2 half bath2 parking1,238 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,910.67

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, See remarks
Fireplace
None

Exterior & Lot

Pool
Inground pool

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Carport, RV

Room Dimensions

RoomLevelDimensions
Utility roomBasement8'10'' x 14'6''
OfficeBasement10'7'' x 8'5''
OtherBasement3'9'' x 9'8''
BedroomBasement12'5'' x 17'10''
FoyerLower level8'3'' x 8'10''
Partial bathroomLower level
Laundry roomLower level9'3'' x 8'
Family roomLower level18'5'' x 12'9''
Full bathroomSecond level
BedroomSecond level9'7'' x 11'7''
BedroomSecond level8'7'' x 15'
Partial ensuite bathroomSecond level
Primary BedroomSecond level10'7'' x 11'3''
FoyerMain level6'3'' x 9'
Dining roomMain level8'8'' x 11'5''
Living roomMain level14'6'' x 12'8''
KitchenMain level15'3'' x 10'6''

Listing Information

MLS®
10398462
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

A dream property boasting a beautifully updated home, 50’ x 60’ shop and inground pool! The home features fresh paint and new flooring throughout the main living areas, fully renovated main and ensuite bathrooms, brand new electric baseboard heaters, appliances and hot water tank. The roof, plus kitchen, living room and some basement windows, were replaced in 2025. An outdoor wood boiler heats both the home and shop while also preheating the hot water, keeping winter heating costs to a minimum. The impressive shop includes a 25’ x 50’ enclosed unfinished area with a partial concrete floor, floor drain, and mezzanine. The inground 20’ x 40’ pool had a new liner installed in 2022. The property also includes a smaller wired barn, set up for chickens on one side, partial fencing, and two convenient water standpipes. Properties with this combination of home, shop, pool, barn, and usable outdoor space rarely come to market! Contact your Realtor or the listing Realtor today to book a showing. (id:63159)

Values & Trends

This listing

$574/sqft

Building average

No other active listings in this building

Clearwater average

$391/sqft

38 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary3.7 km
Raft River ElementaryElementary5.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$568,000.00
Periodic payment — Principal & Interest (monthly)$3,664.54
Additional monthly expenses (strata, tax, utilities, etc.)$387.89
Total monthly cost$4,052.43
Interest paid over 5-yr term$162,790.43
Balance at end of term$510,917.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,105.93

Cash Needed at Closing

Minimum down payment$46,000
Estimated BC PTT$12,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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