Property Type: Detached HouseOwnership: Freehold

1210 Swansea Crescent

Windermere, BC V0B1J0

$969,900

4 bed3 bath2 parking2,089 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$34/mo
Annual property tax
$0

Maintenance Fee Includes

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
See Remarks
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level9' x 5'
BedroomMain level9'0'' x 11'8''
BedroomMain level11' x 12'
Recreation roomMain level17'2'' x 13'6''
Full bathroomSecond level9'10'' x 5'
Full ensuite bathroomSecond level7'6'' x 9'8''
BedroomSecond level11'8'' x 10'
Primary BedroomSecond level13'6'' x 13'2''
Great roomSecond level13'2'' x 14'
Dining roomSecond level13'2'' x 10'4''
KitchenSecond level13'2'' x 10'

Listing Information

MLS®
10387489
Listed
May 14, 2026
Time on market
On the market for 109 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Discover the future of lakeside sophistication at Pedley Heights, an exclusive community redefining luxury on the stunning shores of Lake Windermere. Perfectly suited as either a serene seasonal getaway or a permanent ""forever home,"" these brand-new, contemporary single-family residences seamlessly blend modern elegance with everyday comfort. The featured model offers a generous four-bedroom plus den, three-bathroom layout characterized by an expansive open-concept living space. Soaring vaulted ceilings and oversized windows flood the home with natural light, highlighting premium finishes and meticulous craftsmanship throughout. Built with a commitment to sustainability, these homes are designed for peak energy efficiency, carrying a minimum Step Code 3 rating that promises significant annual savings. For those seeking cutting-edge climate control, an optional heat pump upgrade is available. Beyond the front door, the lifestyle is truly unparalleled; as a bare land strata-managed community, residents enjoy effortless living alongside elite amenities. Take advantage of private beach access via exclusive pathways, or spend afternoons at the community’s private beachfront park. The grounds are a recreation lover’s dream, featuring 3 sport courts, playground, bocce lanes, community gardens, and scenic walking paths. Ownership is streamlined with a bare land strata fee of $402.41 per year and a PHCA fee of $175 annually. Embrace a life of mountain beauty and modern luxury—your lakeside legacy starts here. Home is under construction. Explore! (id:63159)

Values & Trends

This listing

$464/sqft

Building average

No other active listings in this building

Windermere average

$641/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary2.3 km
Eileen Madson Primary SchoolElementary3.8 km
Open Doors Alternate EducationSecondary4.0 km
J Alfred Laird ElementaryElementary4.0 km
David Thompson SecondarySecondary4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$775,920.00
Periodic payment — Principal & Interest (monthly)$5,005.97
Additional monthly expenses (strata, tax, utilities, etc.)$137.53
Total monthly cost$5,143.50
Interest paid over 5-yr term$222,380.90
Balance at end of term$697,942.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,904.61

Cash Needed at Closing

Minimum down payment$71,990
Estimated BC PTT$17,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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