Property Type: Condo / ApartmentOwnership: Strata

1215 St. Paul Street Unit# 309

Kelowna, BC V1Y2C7

$588,000

2 bed2 bath1 parking939 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$376/mo
Annual property tax
$2,779.44

Interior

Heating
See remarks
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Other

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathMain level
Primary BedroomMain level9'1'' x 13'8''
3pc BathroomMain level
BedroomMain level9'9'' x 13'6''
KitchenMain level15'0'' x 15'5''
Living roomMain level12'8'' x 13'0''

Listing Information

MLS®
10383575
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Welcome to this beautifully appointed 2-bed, 2-bath residence in the heart of downtown Kelowna. Thoughtfully designed with a split-bedroom layout, this home offers exceptional privacy and functionality. The bright, open-concept living space is complemented by a modern kitchen featuring stainless steel appliances and a large island with an eating bar, perfect for both everyday living and entertaining. The spacious primary suite includes a generous walk-through closet and a well-appointed 3-piece ensuite, while the second bedroom is ideal for guests, a home office, or additional living space. Step outside to the fully covered deck and take in stunning city and mountain views year-round. Additional highlights include in-unit laundry, central air, BBQ-friendly living, and a secure underground parking stall. Situated in a highly sought-after downtown location, you’re just steps from shopping, restaurants, entertainment, and the waterfront. Enjoy the best of Okanagan living with just a short stroll to Okanagan Lake. Call your favourite agent today to a schedule a viewing of your next home! (id:63159)

Values & Trends

This listing

$626/sqft

Building average

No other active listings in this building

Kelowna North average

$698/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary162 m
Central SecondarySecondary1.4 km
Central School ProgramsK-121.4 km
Bankhead ElementaryElementary1.4 km
St Joseph Elementary School(Independent)Elementary1.6 km
A S Matheson ElementaryElementary2.2 km
Glenmore ElementaryElementary2.6 km
Raymer ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Central Kitchen · 1155 Ellis Street186 m
  • Nagano Sushi224 m
  • Bouchons Bistro · Sunset Drive328 m
  • Waterfront Wines Restaurant · 1180 Sunset Drive353 m
  • GetintheLoop Restaurant · 1353 Ellis Street380 m

Cafes (5+)

  • Chaibaba · 1289 Ellis Street179 m
  • J’s Cafe & Bistro208 m
  • Analog Coffee255 m
  • CeCe's Coffee361 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street404 m

Grocery (1)

  • GetintheLoop Grocery · 1353 Ellis Street382 m

Parks (5+)

  • Recreation Avenue Park354 m
  • Pioneer Garden424 m
  • Waterfront Park472 m
  • Sunset Drive Park524 m
  • Stuart Park649 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street369 m

Gyms (3)

  • Life Aesthetics Online Coaching · 1435 Water Street652 m
  • SPIN co · 410 Bernard Avenue789 m
  • BarreRoom · 410 Bernard Avenue790 m

Pharmacies (1)

  • Pharmasave · 505 Doyle Avenue533 m

Banks & ATMs (3)

  • Beem Credit Union · 598 Bernard Avenue764 m
  • Scotiabank · 488 Bernard Avenue774 m
  • Unnamed798 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($33,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$470,400.00
Periodic payment — Principal & Interest (monthly)$3,034.86
Additional monthly expenses (strata, tax, utilities, etc.)$655.08
Total monthly cost$3,689.94
Interest paid over 5-yr term$134,817.99
Balance at end of term$423,126.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,261.60

Cash Needed at Closing

Minimum down payment$33,800
Estimated BC PTT$9,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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