Property Type: Condo / ApartmentOwnership: Strata

1290 St. Paul Street Unit# 605

Kelowna, BC V1Y2C9

$575,000

2 bed1 bath1 parking664 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$387/mo
Annual property tax
$2,012.3

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Vinyl

Exterior & Lot

View
Mountain view

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level7'4'' x 8'2''
Laundry roomMain level4'10'' x 7'8''
Living roomMain level8'2'' x 19'0''
Full bathroomMain level5'0'' x 8'2''
KitchenMain level11'0'' x 11'1''
Primary BedroomMain level8'6'' x 8'9''

Listing Information

MLS®
10376463
Listed
February 23, 2026
Time on market
On the market for 190 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group Ltd. · Data source: CREA DDF.

Description

SOLE is your next home where the convenience of downtown living coupled with a contemporary fit and finish provides you with a perfect blend for an active lifestyle. This suite offers a primary bedroom which can be sectioned off or left open with slidable walls as a rare advantage to suit your specific needs. A second room complete with sprinkler system is available for your particular use whether that is an additional bedroom, guest space or office. The living area is spacious and bright with stainless steel appliances, large windows and access to a private covered patio. An electric fireplace creates a warm atmosphere in this well-designed unit which is well positioned on the top floor. The washroom features a glass panel for the shower and is well appointed, matching the prestige and elegant ambiance of this home. Additionally, you'll find an oversized storage room with in-suite laundry, vinyl flooring throughout, forced air heating and cooling and a full list of developer upgrades to include: Blomberg dishwasher, premium model full size Fridgedaire washer and dryer, built-in shelving boxes, built in upper and lower cabinetry with built-in wine fridge, expanded closets in primary bedroom, solid surface cabinetry in bathroom and kitchen light fixture. Enjoy one underground parking stall and one storage locker included. Current owner benefits from short-term rental use and averaged $240/night in 2025 and average 2026 summer rates are $250-$379/night. A great investment or downtown haven is found at SOLE. (id:63159)

Values & Trends

This listing

$866/sqft

Building average

$707/sqft

3 active listing(s)

Kelowna North average

$697/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary34 m
Central SecondarySecondary1.3 km
Central School ProgramsK-121.3 km
Bankhead ElementaryElementary1.5 km
St Joseph Elementary School(Independent)Elementary1.5 km
A S Matheson ElementaryElementary2.1 km
Glenmore ElementaryElementary2.7 km
Raymer ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Nagano Sushi100 m
  • GetintheLoop Restaurant · 1353 Ellis Street237 m
  • Pizza Studio · 1360 Ellis Street256 m
  • Central Kitchen · 1155 Ellis Street284 m
  • Gather Restaurant · 460 Doyle Avenue344 m

Cafes (5+)

  • Chaibaba · 1289 Ellis Street60 m
  • J’s Cafe & Bistro97 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street259 m
  • Analog Coffee303 m
  • Blenz Coffee · 460 Doyle Avenue325 m

Grocery (2)

  • GetintheLoop Grocery · 1353 Ellis Street238 m
  • Safeway · 697 Bernard Avenue753 m

Parks (5+)

  • Pioneer Garden377 m
  • Waterfront Park409 m
  • Recreation Avenue Park496 m
  • Stuart Park508 m
  • Sunset Drive Park593 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street225 m

Gyms (4)

  • Life Aesthetics Online Coaching · 1435 Water Street506 m
  • SPIN co · 410 Bernard Avenue645 m
  • BarreRoom · 410 Bernard Avenue645 m
  • Move & Flow · 589 Lawrence Avenue779 m

Pharmacies (2)

  • Pharmasave · 505 Doyle Avenue391 m
  • Shoppers Drug Mart · 597 Bernard Avenue680 m

Banks & ATMs (5+)

  • Scotiabank · 488 Bernard Avenue632 m
  • Beem Credit Union · 598 Bernard Avenue642 m
  • Unnamed652 m
  • First West Credit Union · 507 Bernard Avenue663 m
  • CIBC · 328 Bernard Avenue676 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$587.69
Total monthly cost$3,555.46
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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