Property Type: Land / LotOwnership: Freehold

1220 37th Street

Castlegar, BC V1N3N1

$175,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.54 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,572.69

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10375216
Listed
February 10, 2026
Time on market
On the market for 202 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

Looking for the perfect place to build your dream home? Check out this incredible 1.54-acre property in highly desirable South Castlegar. The property is zoned R-1 and located on 37th Street! Here you will take in breathtaking mountain and valley views. This surveyed lot features a unique mix of flat areas and steep slope — ideal for a creative custom build. This property is just a short drive to local amenities and the iconic Cobra Trail, perfect for hiking and outdoor adventure. Whether you’re planning a private retreat or a one-of-a-kind family home, this property offers space, scenery, nature, and a fantastic long term investment in one of Castlegar's most sought-after locations! (id:63159)

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 66%

Wind NNW 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kinnaird ElementaryElementary2.7 km
Stanley Humphries SecondarySecondary6.2 km
Twin Rivers ElementaryElementary6.3 km
Robson Community SchoolElementary8.4 km
J Lloyd Crowe SecondaryElementary18.2 km
St Michael's Elementary(Independent)Elementary18.4 km
Glenmerry ElementaryElementary18.5 km
Kootenay Columbia SecondarySecondary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$140,000.00
Periodic payment — Principal & Interest (monthly)$903.23
Additional monthly expenses (strata, tax, utilities, etc.)$131.06
Total monthly cost$1,034.29
Interest paid over 5-yr term$40,124.40
Balance at end of term$125,930.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,278.40

Cash Needed at Closing

Minimum down payment$8,750
Estimated BC PTT$1,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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