Property Type: Condo / ApartmentOwnership: Strata

1220 Gaggin Road

Kelowna, BC V1X1V2

$1,149,888

6 bed4 bath2 parking2,856 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.26 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,500

Interior

Heating
Forced air
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Stucco, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomLower level
4pc BathroomLower level
4pc BathroomMain level
4pc BathroomMain level
BedroomLower level10'11'' x 10'9''
BedroomLower level11'5'' x 14'4''
KitchenLower level16'7'' x 11'10''
Recreation roomLower level16'7'' x 11'
Laundry roomLower level7' x 14'9''
BedroomLower level10'7'' x 14'9''
FoyerLower level17'3'' x 7'7''
BedroomMain level9'8'' x 12'8''
BedroomMain level10'1'' x 11'7''
Primary BedroomMain level16'11'' x 13'7''
Dining roomMain level16'7'' x 11'10''
KitchenMain level16'7'' x 12'11''
Living roomMain level15'2'' x 16'6''

Listing Information

MLS®
10381037
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
August 28, 2026

Listing provided by: LPT Realty ULC · Data source: CREA DDF.

Description

Welcome to this beautifully designed detached home in Kelowna, offering 6 bedrooms and 4 bathrooms across 2,856 sq. ft. of living space. Thoughtfully built with modern finishes and an open-concept layout, it’s perfect for both everyday living and entertaining. The main floor features a bright living area, spacious dining, and a stylish kitchen, with large windows bringing in abundant natural light. A 2-bedroom side suite offers excellent mortgage helper potential or space for extended family. Located in a growing, family-friendly neighborhood close to schools, parks, shopping, and amenities, this home offers comfort, space, and convenience. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Rutland South average

$362/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Springvalley Middle SchoolElementary512 m
Springvalley ElementaryElementary544 m
Kelowna Arts Academy(Independent)K-12747 m
Flex Academy(Independent)K-12761 m
Quigley ElementaryElementary1.0 km
Okanagan Christian School(Independent)K-121.4 km
Belgo Elementary SchoolElementary1.7 km
Pearson Road ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • hoang gai702 m
  • Joey · 2475 Highway 97767 m

Grocery (1)

  • Fruiticana · 2463 Highway 97 North726 m

Parks (3)

  • Davie Park370 m
  • Hollydell Park549 m
  • Moraine Park687 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North556 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,910.00
Periodic payment — Principal & Interest (monthly)$5,934.95
Additional monthly expenses (strata, tax, utilities, etc.)$434.67
Total monthly cost$6,369.61
Interest paid over 5-yr term$263,648.85
Balance at end of term$827,462.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,989
Stress test qualifying rate8.09%
Payment you must qualify for$8,150.25

Cash Needed at Closing

Minimum down payment$89,989
Estimated BC PTT$20,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,487

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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