Property Type: Condo / ApartmentOwnership: Strata

4649 Raymer Road

Kelowna, BC V1W1J4

$1,199,000

5 bed4.5 bath2 parking2,868 sqftBuilt 2019
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$550/mo
Annual property tax
$5,082.39

Maintenance Fee Includes

WaterGarbage

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Brick, Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement5'6'' x 11'10''
DenBasement6'2'' x 9'8''
3pc BathroomBasement5'4'' x 9'10''
BedroomBasement13'6'' x 9'11''
BedroomBasement14'3'' x 9'8''
Recreation roomBasement16'0'' x 12'6''
4pc BathroomSecond level8'1'' x 8'9''
BedroomSecond level11'8'' x 9'11''
BedroomSecond level11'10'' x 10'9''
OtherSecond level10'9'' x 5'5''
5pc Ensuite bathSecond level10'8'' x 10'1''
Primary BedroomSecond level12'7'' x 15'7''
Dining roomMain level13'2'' x 13'2''
Mud roomMain level6'1'' x 11'9''
KitchenMain level16'11'' x 14'8''
2pc BathroomMain level7'0'' x 4'11''
Living roomMain level16'10'' x 14'0''

Listing Information

MLS®
10394270
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Located on a quiet street in the highly sought-after Lower Mission, this 5-bed + den, 4-bath home is a short walk to parks and schools, with over 2,800 sqft of living space finished in a modern, neutral colour palette throughout. The main floor is built for daily life and entertaining alike: engineered hardwood runs through the open-concept layout, and the kitchen is outfitted with a large island, quartz countertops, stainless steel appliances, tile backsplash, a built-in pantry, and bar seating for casual meals. Vaulted ceilings and oversized windows fill the living room with natural light, and a gas fireplace anchors the space. A mudroom with custom built-ins, main floor laundry, and a powder room round out this level. Upstairs holds three bedrooms and two full bathrooms, including a primary suite with a walk-in closet and a 5-piece ensuite — dual vanities, a freestanding soaker tub, and a glass-and-tile shower. The lower level adds a family room, two more bedrooms, a den, and a 3-piece bathroom — good flex space for guests, teens, or a home office. Outside, the south-facing covered deck overlooks greenspace and includes a private hot tub. The home also comes with a double garage with new EV Charger, extra parking, built-in storage throughout, and maintenance strata living. (id:63159)

Values & Trends

This listing

$418/sqft

Building average

No other active listings in this building

Lower Mission average

$674/sqft

80 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bellevue Creek ElementaryElementary341 m
Okanagan Mission SecondaryElementary768 m
Anne McClymont ElementaryElementary1.2 km
Canyon Falls Middle SchoolMiddle1.3 km
Dorothea Walker ElementaryElementary1.4 km
Lakeside School Kelowna(Independent)Elementary1.6 km
de l'Anse-au-sableK-122.4 km
Chute Lake ElementaryElementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Mission Ridge Park430 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$1,116.53
Total monthly cost$7,304.97
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information