Property Type: Detached HouseOwnership: Freehold

1220 Ponds Avenue

Kelowna, BC V1W5N1

$2,288,000

4 bed3 bath2 parking4,241 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.33 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,863

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stucco, Other
View
City view, Lake view, Mountain view
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Heated Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement10'6'' x 14'8''
Full bathroomBasement7'0'' x 12'7''
Recreation roomBasement23'2'' x 28'9''
BedroomBasement11'10'' x 12'2''
OtherBasement16'1'' x 21'8''
BedroomMain level11'11'' x 12'0''
Full bathroomMain level4'11'' x 7'11''
OtherMain level6'4'' x 9'2''
5pc Ensuite bathMain level11'7'' x 12'8''
Primary BedroomMain level13'4'' x 14'0''
Laundry roomMain level8'10'' x 18'11''
PantryMain level8'8'' x 10'4''
Living roomMain level15'7'' x 16'3''
Dining roomMain level11'0'' x 13'4''
KitchenMain level13'0'' x 18'8''
FoyerMain level10'0'' x 11'5''

Listing Information

MLS®
10381282
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Beautifully crafted West Coast contemporary home offering breathtaking lake, city, and mountain views in the highly sought-after Ponds community. This custom-designed walkout rancher blends modern style with everyday functionality, set on a generous 0.33-acre lot backing onto parkland for added privacy and open outlook. The main level is designed for seamless one-level living and effortless entertaining, featuring a bright open-concept layout that connects the kitchen, dining, and living areas to a spacious covered patio—perfect for taking in the panoramic views. The chef-inspired kitchen is anchored by a massive island, complemented by high-end appliances and a full butler’s pantry. The primary suite is ideally positioned on the main floor and offers a true spa-like retreat with a walk-in closet, double vanity, heated floors, soaker tub, and a luxurious steam shower. The lower walkout level is built for lifestyle, complete with a wet bar, expansive recreation space, two additional bedrooms, and a fully soundproofed theatre room. Step outside to your private backyard oasis featuring a heated in-ground pool with automatic cover, hot tub, and multiple lounging areas designed for both relaxation and entertaining. Thoughtful extras set this home apart, including a dog wash station off the heated garage, ample storage, and high-quality finishes throughout—an exceptional offering that combines privacy, views, and elevated Okanagan living. (id:63159)

Values & Trends

This listing

$539/sqft

Building average

No other active listings in this building

Upper Mission average

$873/sqft

64 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Canyon Falls Middle SchoolMiddle598 m
Bellevue Creek ElementaryElementary2.2 km
Okanagan Mission SecondaryElementary2.5 km
Anne McClymont ElementaryElementary2.9 km
Lakeside School Kelowna(Independent)Elementary3.0 km
Chute Lake ElementaryElementary3.1 km
Dorothea Walker ElementaryElementary3.2 km
de l'Anse-au-sableK-124.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods796 m

Parks (5+)

  • Hill Spring Park254 m
  • Jack Smith Lake Park291 m
  • Steele Road Recreation Corridor617 m
  • Kuipers' Peak Mountain Park691 m
  • Ponds Community Park698 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($457,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,830,400.00
Periodic payment — Principal & Interest (monthly)$11,809.12
Additional monthly expenses (strata, tax, utilities, etc.)$867.25
Total monthly cost$12,676.37
Interest paid over 5-yr term$524,597.90
Balance at end of term$1,646,450.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$457,600
Stress test qualifying rate8.09%
Payment you must qualify for$14,075.14

Cash Needed at Closing

Minimum down payment$457,600
Estimated BC PTT$46,640
Legal / closing costs (typical estimate)$1,500
Total cash needed$505,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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