Property Type: Detached HouseOwnership: Freehold

1042 Emslie Street

Kelowna, BC V1W0C3

$2,095,000

5 bed4 bath2 parking3,520 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.43 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,767.7

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Other
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation9'4'' x 4'11''
BedroomAdditional Accommodation10'9'' x 11'5''
BedroomAdditional Accommodation14'8'' x 10'6''
Living roomAdditional Accommodation14'8'' x 12'5''
KitchenAdditional Accommodation12'11'' x 11'3''
4pc BathroomLower level10'1'' x 6'4''
BedroomLower level17'10'' x 12'8''
Recreation roomLower level28' x 14'6''
4pc BathroomMain level6'2'' x 7'10''
BedroomMain level12'6'' x 11'5''
4pc Ensuite bathMain level7'7'' x 13'
Primary BedroomMain level16'7'' x 14'7''
Mud roomMain level7' x 11'10''
Dining roomMain level11'5'' x 14'11''
Living roomMain level16'3'' x 18'5''
KitchenMain level16'6'' x 13'4''

Listing Information

MLS®
10393167
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: FaithWilson Christies International Real Estate · Data source: CREA DDF.

Description

Experience modern Okanagan living in this stunning brand-new 5-bedroom, 4-bathroom home, perfectly positioned in one of Kelowna's most desirable hillside communities. Showcasing clean architectural lines, soaring ceilings, expansive windows, and a warm contemporary design, this home offers an inviting blend of luxury and comfort. The open-concept layout is thoughtfully designed for both everyday living and effortless entertaining, flowing seamlessly to the backyard complete with an in-ground pool. A fully self-contained 2-bedroom, 1-bath legal suite offers the flexibility of rental income or private living space for extended family or a growing household. Enjoy the best of the Okanagan with nearby hiking and biking trails, top-rated schools, parks, wineries, golf courses, and everyday amenities just minutes away. Combining timeless design, exceptional functionality, and an unbeatable location, this is a home that truly embraces the Okanagan lifestyle. Price + GST. (id:63159)

Values & Trends

This listing

$595/sqft

Building average

No other active listings in this building

Upper Mission average

$872/sqft

64 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Canyon Falls Middle SchoolMiddle559 m
Bellevue Creek ElementaryElementary2.0 km
Okanagan Mission SecondaryElementary2.3 km
Anne McClymont ElementaryElementary2.7 km
Lakeside School Kelowna(Independent)Elementary2.8 km
Chute Lake ElementaryElementary2.9 km
Dorothea Walker ElementaryElementary3.1 km
de l'Anse-au-sableK-124.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods569 m

Parks (5+)

  • Hill Spring Park249 m
  • Steele Road Recreation Corridor503 m
  • Jack Smith Lake Park518 m
  • Kuipers' Peak Mountain Park520 m
  • Ponds Community Park690 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($419,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,676,000.00
Periodic payment — Principal & Interest (monthly)$10,812.98
Additional monthly expenses (strata, tax, utilities, etc.)$906.64
Total monthly cost$11,719.62
Interest paid over 5-yr term$480,346.42
Balance at end of term$1,507,567.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$419,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,887.85

Cash Needed at Closing

Minimum down payment$419,000
Estimated BC PTT$40,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$461,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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