Property Type: TownhouseOwnership: Strata

1224 Gaggin Road Unit# 2

Kelowna, BC V1X1V2

$649,888

3 bed3 bath1 parking1,364 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,114.79

Interior

Heating
In Floor Heating
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Flooring
Laminate

Exterior & Lot

Exterior features
Vinyl siding, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level8'5'' x 4'11''
4pc BathroomSecond level5'0'' x 8'7''
3pc BathroomMain level4'8'' x 8'9''
Laundry roomSecond level3'5'' x 3'3''
BedroomSecond level9'0'' x 11'11''
BedroomSecond level11'3'' x 10'11''
Primary BedroomSecond level11'10'' x 10'8''
Dining roomMain level11'0'' x 8'9''
KitchenMain level11'6'' x 14'1''
Living roomMain level11'11'' x 14'1''
FoyerMain level12'5'' x 8'8''

Listing Information

MLS®
10394159
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: LPT Realty ULC · Data source: CREA DDF.

Description

Welcome to this stunning brand-new townhouse in Kelowna offering 3 bedrooms and 3 bathrooms with 1,364 sqft of beautifully designed living space. Thoughtfully built with modern finishes and an open-concept layout, the main floor features a bright living area, spacious dining space, and a stylish kitchen perfect for everyday living and entertaining. Large windows provide an abundance of natural light throughout the home. Located in a growing Kelowna neighborhood close to schools, parks, shopping and amenities, this home offers the perfect combination of space, comfort, and modern living. (id:63159)

Values & Trends

This listing

$476/sqft

Building average

$535/sqft

1 active listing(s)

Rutland South average

$383/sqft

17 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Springvalley Middle SchoolElementary578 m
Springvalley ElementaryElementary615 m
Flex Academy(Independent)K-12692 m
Kelowna Arts Academy(Independent)K-12699 m
Quigley ElementaryElementary1.0 km
Okanagan Christian School(Independent)K-121.4 km
Pearson Road ElementaryElementary1.6 km
Belgo Elementary SchoolElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • hoang gai750 m

Grocery (1)

  • Fruiticana · 2463 Highway 97 North779 m

Parks (3)

  • Davie Park310 m
  • Hollydell Park508 m
  • Moraine Park697 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North599 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 1224 Gaggin Road

View building profile →
Built 2025

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,910.00
Periodic payment — Principal & Interest (monthly)$3,354.28
Additional monthly expenses (strata, tax, utilities, etc.)$327.57
Total monthly cost$3,681.85
Interest paid over 5-yr term$149,007.70
Balance at end of term$467,660.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,989
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.91

Cash Needed at Closing

Minimum down payment$39,989
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,487

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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