Property Type: TownhouseOwnership: Strata

335 Gerstmar Road Unit# 3

Kelowna, BC V1X4A6

$540,000

3 bed3.5 bath1 parking1,266 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$314/mo
Annual property tax
$3,322.55

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level13'10'' x 19'5''
KitchenMain level8'8'' x 13'2''
2pc BathroomMain level5'0'' x 6'3''
FoyerMain level8'1'' x 12'10''
3pc Ensuite bathSecond level8'4'' x 6'6''
Primary BedroomSecond level13'5'' x 12'3''
3pc BathroomSecond level5'0'' x 8'8''
OtherSecond level12'2'' x 6'8''
BedroomSecond level12'4'' x 8'8''
BedroomSecond level13'10'' x 10'2''
Utility roomMain level10'6'' x 5'10''
StorageBasement27'2'' x 18'6''

Listing Information

MLS®
10395840
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Finding an affordable family home that is move in ready and still offers room to grow is no small feat, but this well maintained 3 bedroom, 3 bathroom townhome delivers exactly that. Perfect for first time buyers or those ready to move up from a condo, this home offers exceptional value in a family friendly Rutland location. The bright, functional layout includes an attached garage, additional driveway parking, and a private patio that is ready for summer BBQs. Downstairs, the unfinished basement provides an exciting opportunity to customize the space to suit your needs, with potential for a spacious rec room, fourth bedroom, and an additional bathroom (buyer to verify rough in). It is a blank canvas that lets your home grow alongside your family. Enjoy being just a short walk to Davie Park, only minutes from Quigley Elementary and Springvalley Middle School, and conveniently close to shopping, UBCO, and everything Kelowna and Lake Country have to offer. Homes that combine affordability, location, and future potential do not stay available for long. Book your showing today. (id:63159)

Values & Trends

This listing

$427/sqft

Building average

No other active listings in this building

Rutland South average

$385/sqft

17 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Flex Academy(Independent)K-12680 m
Springvalley Middle SchoolElementary701 m
Springvalley ElementaryElementary714 m
Kelowna Arts Academy(Independent)K-12771 m
Quigley ElementaryElementary869 m
Okanagan Christian School(Independent)K-121.3 km
Belgo Elementary SchoolElementary1.5 km
Pearson Road ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Unnamed774 m

Parks (3)

  • Davie Park185 m
  • Hollydell Park353 m
  • Moraine Park584 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North752 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$432,000.00
Periodic payment — Principal & Interest (monthly)$2,787.12
Additional monthly expenses (strata, tax, utilities, etc.)$653.39
Total monthly cost$3,440.51
Interest paid over 5-yr term$123,812.44
Balance at end of term$388,585.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,929.41

Cash Needed at Closing

Minimum down payment$29,000
Estimated BC PTT$8,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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