Property Type: Detached HouseOwnership: Freehold

1230 Richardson St

Victoria, BC V8V3E1

$1,200,000

2 bed2 bath2 parking1,549 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
4,792 square feet
Zoning
Residential

GRD-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$1/mo
Annual property tax
$6,394

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
PorchMain level3'7 x 15'1
BedroomSecond level11'5 x 14'9
BathroomSecond level4-Piece
Primary BedroomSecond level12'4 x 16'0
BathroomMain level2-Piece
Laundry roomMain level5'2 x 5'5
KitchenMain level12'5 x 13'6
Dining roomMain level10'1 x 15'1
Living roomMain level11'8 x 13'11

Listing Information

MLS®
1042639
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Westshore · Data source: CREA DDF.

Description

First time on the market for this charming home located in the coveted Fairfield/Cook Street Village neighbourhood. A walking and cycling paradise with a 90 Walk Score, and 92 Bike Score!! The well cared for home offers all the classics of the 90s including vaulted ceilings, skylights and spacious rooms throughout. Featuring a living room with a wood burning fireplace, large separate dining area, eat-in kitchen with ample storage plus laundry, garage and 2 piece bathroom on the main floor. Upstairs are two generous bedrooms including a primary with walk in closet and a shared, hall bathroom with separate tub and shower. Investors and developers, please note that 1232 Richardson, the back of the pan-handle lot is also for sale. Combined, the more than 17,700sqft of land could be developed into 24 strata lots as they did next door at 1224 Richardson Street (confirm details with City of Victoria). Call your Realtor today to view this amazing opportunity! (id:63159)

Values & Trends

This listing

$775/sqft

Building average

No other active listings in this building

Fairfield West average

$652/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sir James Douglas ElementaryElementary467 m
Central Middle SchoolElementary549 m
Christ Church Cathedral School(Independent)Elementary/Middle692 m
Victoria HighElementary1.2 km
South Park Family SchoolElementary1.2 km
Pacific School of Innovation and Inquiry(Independent)Secondary1.3 km
Glenlyon Norfolk School(Independent)K-121.5 km
George Jay ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • My Thai Café480 m
  • The Breakfast Shop · 1025 Cook Street484 m
  • Avalon Restaurant · 1075 Fort Street559 m
  • Hot House Pizza · 351 Cook Street580 m
  • The Mantra · 1015 Fort Street628 m

Cafes (5+)

  • Routine Coffee & Supply · 1036 Fort Street604 m
  • Moka House · 345 Cook Street608 m
  • The Hidden Gem Treat Shop & Cafe · 337 Cook Street656 m
  • Fika · 1329 Cook Street749 m
  • Blue Fox Cafe · 919 Fort Street786 m

Grocery (1)

  • The Root Cellar Village Green Grocer · 271 Cook Street755 m

Parks (5+)

  • Robert J. Porter Park · 1350 Fairfield Road593 m
  • Joan Crescent Green · 1059 Craigdarroch Road624 m
  • Chapman Park · 1200 Chapman Street729 m
  • Brooke Street Park · 1425 Brooke Street760 m
  • Pioneer Square · 1030 Quadra Street769 m

Gyms (1)

  • Victoria Fitness · 1029 View Street689 m

Pharmacies (4)

  • Victoria Compounding Pharmacy · 1089 Fort Street542 m
  • Rexall673 m
  • Rexall773 m
  • Cridge Pharmacy775 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM392 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$960,000.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (strata, tax, utilities, etc.)$610.83
Total monthly cost$6,804.43
Interest paid over 5-yr term$275,138.76
Balance at end of term$863,523.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$95,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,497.06

Cash Needed at Closing

Minimum down payment$95,000
Estimated BC PTT$22,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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