Property Type: Detached HouseOwnership: Freehold

1323 Clover Ave

Victoria, BC V8S1A7

$1,295,000

2 bed2 bath1 parking1,845 sqftBuilt 1912
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Property Details

Property & Lot

Sub-type
House
Lot size
5,160 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,838.97

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer

Exterior & Lot

Lot features
Level lot, Rectangular

Building

Parcel ID (PID)
000-321-249

Parking

Total spaces
1

Room Dimensions

RoomLevelDimensions
WorkshopLower level11'4 x 17'3
BathroomLower level4-Piece
Family roomLower level11'1 x 17'9
Sitting roomLower level8'6 x 12'1
PorchMain level4'8 x 21'6
EntranceMain level4'7 x 6'8
Living roomMain level12'5 x 12'10
Eating areaMain level6'7 x 10'8
KitchenMain level11'1 x 12'5
Primary BedroomMain level10'1 x 11'9
BathroomMain level4-Piece
BedroomMain level10'1 x 11'1
Dining roomMain level11'5 x 14'0

Listing Information

MLS®
1047442
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Coast Capital - Oak Bay · Data source: CREA DDF.

Description

Location! Location! Location! This classic 1912 Arts & Crafts style home sits just 2 blocks off Clover Point & the Dallas Rd waterfront. Clover Ave is a very quiet, small, No-Thru street that rarely sees a home listed for sale. This south facing backyard home has an incredible mature garden featuring ornamental trees & shrubs & mature climbing roses. Step inside & you'll see the home is much larger than it appears from the street. Vintage details adorn the rooms like Fir floors & built in cabinetry. The main floor features generous living, dining & kitchen spaces plus 2 beds & a full bath. The lower was used as a bedroom with full bath but could be so much more. Roughed in for a suite you have some income potential or further development for your family needs. This is a lifetime opportunity to live in one of the most desirable locations in all Victoria! Act now! (id:63159)

Values & Trends

This listing

$702/sqft

Building average

No other active listings in this building

Fairfield West average

$658/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sir James Douglas ElementaryElementary967 m
South Park Family SchoolElementary1.7 km
Christ Church Cathedral School(Independent)Elementary/Middle1.8 km
Margaret Jenkins ElementaryElementary1.8 km
Central Middle SchoolElementary1.9 km
Glenlyon Norfolk School(Independent)K-122.1 km
Pacific School of Innovation and Inquiry(Independent)Secondary2.2 km
James Bay CommunityElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Clover Point Park · 1301 Dallas Road155 m
  • Olive Street Green · 181 Olive Street400 m
  • Bushby Park · 160 Bushby Street402 m
  • Lower Memorial Green484 m
  • Moss Rock Park · 310 Masters Road621 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,036,000.00
Periodic payment — Principal & Interest (monthly)$6,683.92
Additional monthly expenses (strata, tax, utilities, etc.)$745.25
Total monthly cost$7,429.17
Interest paid over 5-yr term$296,920.58
Balance at end of term$931,885.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,154.53

Cash Needed at Closing

Minimum down payment$104,500
Estimated BC PTT$23,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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