Property Type: DuplexOwnership: Freehold

1232 FOSTER STREET

White Rock, BC V4B3X1

$1,250,000

5 bed4 bath5 parking2,735 sqftBuilt 1979
Get Directions

Property Details

Property & Lot

Sub-type
Duplex
Lot size
4,560 square feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,545.93 (2025)

Interior

Basement
Finished, Full
Heating
Baseboard heaters, Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
5 — covered indicated
Features
Garage

Listing Information

MLS®
R3107126
Listed
April 7, 2026
Time on market
On the market for 146 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Colonial Pacific Realty · Data source: CREA DDF.

Description

OCEAN VIEW spectacular home awaits at this spacious 5-bedroom family home in vibrant Uptown White Rock yet only steps to White Rock beach and the pier. This property, a large and private 4560 sq ft lot (132.32' deep), offers a fantastic opportunity for comfortable living. The versatile ground-level basement leaves lots of room for your development ideas. Enjoy the ultimate convenience of this prime location, just steps away from shops, restaurants, entertainment, schools, and the street market, making it easy to leave the car behind. This is not just a home; it's a smart investment 'windfall' opportunity with significant future redevelopment potential. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

White Rock average

$473/sqft

2 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 80%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
White Rock ElementaryElementary286 m
St John Paul II Academy(Independent)Secondary337 m
H T Thrift ElementaryElementary1.2 km
Semiahmoo SecondaryElementary1.3 km
Newbridge Academy(Independent)Elementary1.4 km
Earl Marriott SecondaryElementary1.5 km
Peace Arch ElementaryElementary1.6 km
Jessie Lee ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Buena Vista Ave @ Foster St94 m
Southbound Johnston Rd @ Buena Vista Ave191 m
Northbound Johnston Rd @ Pacific Ave198 m
Westbound Buena Vista Ave @ Blackwood St258 m
Eastbound Thrift Ave @ Foster St314 m

Nearby Places

Restaurants (5+)

  • Nami Japanese Restaurant · 15169 Roper Avenue179 m
  • Damiano's Pizza · 1191 Johnston Road206 m
  • Fishin' Chips · 1310 Johnston Road239 m
  • Taka's Sushi · 15208 Pacific Avenue242 m
  • Grounds & Greens Cafe · 1369 Johnston Road308 m

Cafes (5+)

  • Islands Café · 1237 Johnston Road171 m
  • Five Corners Cafe · 1173 Johnston Road215 m
  • Bean Around the World Coffees · 1400 Johnston Road392 m
  • Homeland Café Restaurant Bar · 15065 Marine Drive398 m
  • Chaiiwala of London · 15069 Marine Drive400 m

Grocery (2)

  • Thrifty Foods · 15181 Thrift Avenue413 m
  • Nature's Fare Markets · 15180 North Bluff Road662 m

Parks (5+)

  • Unnamed222 m
  • Gage Park357 m
  • Vidal Street Greenbelt374 m
  • Unnamed378 m
  • Stager Park384 m

Gyms (3)

  • The Beach Club · 15047 Marine Drive393 m
  • West Beach Pilates Studio · 14899 Marine Drive483 m
  • PARC Fit & Wellness Centre680 m

Pharmacies (5+)

  • Unnamed · 1381 George Street393 m
  • Rexall · 1463 Johnston Road476 m
  • White Rock Pharmacy · 1440 George Street483 m
  • Family Care Pharmacy · 1539 Johnston Road612 m
  • Shoppers Drug Mart · 15105 16 Avenue768 m

Banks & ATMs (5+)

  • Prospera Credit Union · 1451 Johnston Road414 m
  • Unnamed691 m
  • TD · 15110 North Bluff695 m
  • RBC Royal Bank · 1586 Johnston Road709 m
  • Scotiabank · 15190 16 Avenue - North Bluff Road713 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$599.16
Total monthly cost$7,050.82
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information