Property Type: DuplexOwnership: Freehold

102 11448 138A STREET

Surrey, BC V3R0J3

$1,260,000

6 bed4 bath3 parking2,466 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
2,403 square feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$3,375.54 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Forced air
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
3 — covered indicated
Features
Garage

Listing Information

MLS®
R3142417
Listed
July 7, 2026
Time on market
On the market for 55 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Premier Realty · Data source: CREA DDF.

Description

Experience contemporary living in this BRAND NEW 6-bedroom, 4-bathroom half duplex showcasing spectacular views and quality craftsmanship throughout. Designed with both style and functionality in mind, the open-concept layout offers spacious living areas, oversized windows, and an abundance of natural light. The modern kitchen features premium stainless steel appliances, generous cabinet space, and flows effortlessly into the living and dining areas, along with a convenient bedroom and full bathroom on the main floor. Upstairs, retreat to three well-appointed bedrooms, including a stunning primary bedroom with a spa-inspired ensuite. 2-bedroom suite below has its own private entrance, making it an ideal mortgage helper . No Strata Fees! (id:63159)

Values & Trends

This listing

$511/sqft

Building average

No other active listings in this building

Surrey average

$571/sqft

115 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ray Shepherd ElementaryElementary433 m
Bayridge ElementaryElementary805 m
Laronde ElementaryElementary1.5 km
Elgin Park SecondaryElementary1.6 km
Chantrell Creek ElementaryElementary1.9 km
H T Thrift ElementaryElementary1.9 km
Semiahmoo SecondaryElementary1.9 km
Crescent Park ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 16 Ave @ Lancaster St175 m
Eastbound North Bluff Rd @ 13700 Block196 m
Westbound 16 Ave @ 13700 Block201 m
Eastbound North Bluff Rd @ Lancaster St212 m
Westbound 16 Ave @ 140 St347 m

Nearby Places

Cafes (1)

  • Tim Hortons362 m

Parks (5+)

  • Unnamed48 m
  • Unnamed48 m
  • Unnamed129 m
  • Bell Park · 1782 136 Street370 m
  • Bell Estates Park · 13829 18A Avenue481 m

Pharmacies (1)

  • Pharmasave505 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($101,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,008,000.00
Periodic payment — Principal & Interest (monthly)$6,503.27
Additional monthly expenses (strata, tax, utilities, etc.)$404.30
Total monthly cost$6,907.57
Interest paid over 5-yr term$288,895.70
Balance at end of term$906,699.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$101,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,912.30

Cash Needed at Closing

Minimum down payment$101,000
Estimated BC PTT$23,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$125,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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