Property Type: Detached HouseOwnership: Freehold

124 DOVER Street

Waterloo, BC N2J1Z6

$599,900

3 bed1 bath6 parking1,120 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
65 feet

SR2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,809.81

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave Built-in

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
StorageBasement11'10'' x 36'1''
Laundry roomBasement11'7'' x 14'10''
Recreation roomBasement11'7'' x 20'10''
BedroomMain level8'4'' x 11'7''
BedroomMain level8'4'' x 10'4''
Primary BedroomMain level12'3'' x 10'9''
3pc BathroomMain level
Eat in kitchenMain level11'2'' x 14'8''
Living roomMain level11'2'' x 17'2''

Listing Information

MLS®
40857980
Listed
August 25, 2026
Time on market
On the market for 20 days
Data last synced
September 15, 2026

Listing provided by: CONDO CULTURE, BROKERAGE · Data source: CREA DDF.

Description

Welcome to 124 Dover Street, nestled on one of the most desirable and quiet streets in Waterloo's sought-after Mary Allen District. Situated on an impressive 65' x 100'+ lot, this property is surrounded by mature trees and beautiful gardens, offering both privacy and plenty of outdoor space. This well-maintained 3-bedroom, 1-bathroom home features over 1,100 square feet of finished living space, with a partially finished basement that provides additional storage or the opportunity to expand and make it your own. Enjoy the convenience of being just a short walk to Uptown Waterloo, the Spur Line Trail, excellent schools, grocery stores, parks, cafes/bakeries and restaurants. The home has seen many recent updates, including fresh paint, laminate flooring, new exterior doors, a new stove, new shingles, and an updated furnace and air conditioner, making it move-in ready. Step outside to a private backyard featuring a new deck and an oversized fenced yard—an ideal setting for summer barbecues, entertaining family and friends, or simply relaxing in your own outdoor retreat. Don't miss your chance to own a home in one of Waterloo's most established and sought-after neighbourhoods. Call today for your private showing. (id:63159)

Values & Trends

This listing

$536/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$438/sqft

31 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$373.48
Total monthly cost$3,469.77
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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