Property Type: Detached HouseOwnership: Freehold

203B ERB Street

Waterloo, BC N2J1M7

$619,900

3 bed2 bath2 parking1,010 sqft
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
27 feet

GR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,251

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Concrete
Lot features
Southern exposure

Building

Foundation
Block
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
BedroomSecond level10'6'' x 8'4''
BedroomSecond level8'1'' x 11'0''
Primary BedroomSecond level14'0'' x 9'0''
3pc Ensuite bathSecond level
Utility roomBasement17'9'' x 10'9''
Family roomBasement12'10'' x 17'0''
Kitchen/Dining roomMain level10'4'' x 17'10''
Living roomMain level14'4'' x 13'10''

Listing Information

MLS®
40854394
Listed
August 8, 2026
Time on market
On the market for 37 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Escarpment Realty Inc. · Data source: CREA DDF.

Description

Welcome to 203B Erb Street East, Waterloo! Fully Renovated | 3 Bedrooms | Freehold Semi-Detached | Separate Basement Unit | Prime Location. Fully renovated 3-bedroom freehold semi-detached home. Excellent location close to Uptown Waterloo. Walking distance to public transportation. Close to shopping, restaurants, and everyday amenities. Spacious backyard - perfect for families and entertaining. Covered/roofed deck provides a great outdoor space for gatherings and relaxation. Fully finished basement with separate entrance. Basement features a separate kitchen and washroom. Complete self-contained basement unit offering excellent flexibility for extended family, guests, or rental potential. Move-in ready with modern updates throughout. A fantastic opportunity for homeowners, multi-generational families, and investors alike. Enjoy the convenience of Uptown Waterloo while having the added benefit of a separate basement living space and a spacious backyard. Don't miss this excellent opportunity at 203B Erb Street East. (id:63159)

Values & Trends

This listing

$614/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$435/sqft

31 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($36,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$495,920.00
Periodic payment — Principal & Interest (monthly)$3,199.51
Additional monthly expenses (strata, tax, utilities, etc.)$321.92
Total monthly cost$3,521.42
Interest paid over 5-yr term$142,132.10
Balance at end of term$446,081.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,482.37

Cash Needed at Closing

Minimum down payment$36,990
Estimated BC PTT$10,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information