Property Type: Detached HouseOwnership: FreeholdNEW LISTING

124 Phoenix Avenue

Penticton, BC V2A2Z5

$729,000

3 bed3 bath4 parking2,607 sqftBuilt 2001
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,760.54

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (3)
Fireplace type
Gas, Electric, Unknown, Unknown
Flooring
Laminate, Carpeted
Appliances
Refrigerator, Dishwasher, Range, Microwave, Washer/Dryer Stack-Up

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Central island
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Controlled entry
Parcel ID (PID)
025-039-890

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, RV, Additional Parking

Restrictions & Policies

Accessibility
Accessible Entrance

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
WorkshopBasement16'1'' x 14'8''
Utility roomBasement3'10'' x 8'
StorageBasement6'7'' x 5'6''
4pc Ensuite bathMain level5'6'' x 10'1''
BedroomMain level10'4'' x 14'1''
Dining roomMain level8'4'' x 15'1''
Family roomMain level10'5'' x 17'3''
KitchenMain level18' x 13'8''
Living roomMain level14'4'' x 18'8''
Primary BedroomMain level15'6'' x 13'
4pc BathroomBasement5' x 7'7''
BedroomBasement9'6'' x 14'2''
OtherBasement15'6'' x 16'9''
Recreation roomBasement11'8'' x 15'
StorageBasement5'2'' x 5'9''
StorageBasement5'7'' x 3'3''
4pc BathroomMain level8' x 4'11''

Listing Information

MLS®
10399325
Listed
August 31, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

This excellent rancher with fully finished basement in central location near shopping plazas, school and public transit is well suited to retired couples or families. With 2 family rooms plus a bonus room, 3 bedrooms and 3 bathrooms, there is room for everyone. Living/dining area with fireplace is ideal for entertaining as is the open concept kitchen/family room with island and access to back yard and patio. Master bedroom has full ensuite. There are 3 fireplaces and a large workshop in the basement plus plenty of storage. Single attached garage has a side door to access RV parking. Family friendly neighborhood. The yard and fence are in need of some work, otherwise this home offers a spacious, comfortable lifestyle. (id:63159)

Values & Trends

This listing

$280/sqft

Building average

No other active listings in this building

Main North average

$493/sqft

56 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Holy Cross School(Independent)Elementary/Middle636 m
Penticton Christian School(Independent)K-12863 m
Penticton SecondarySecondary1.2 km
Secondaire de PentictonSecondary1.2 km
ConnectEd - Alternative ProgramsSecondary1.3 km
Entre-lacsElementary/Middle1.8 km
Queens Park ElementaryElementary1.8 km
Wiltse ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Kura352 m
  • White Spot · Main Street523 m
  • Earls · 1848 Main Street613 m
  • Boston Pizza691 m

Cafes (4)

  • Starbucks305 m
  • Starbucks · 1636 Main Street456 m
  • Tim Hortons · 1697 Fairview Road537 m
  • Wheatgrass Cafe · Main Street610 m

Grocery (3)

  • Safeway318 m
  • Canadian Wholesale Club · Main Street505 m
  • Whole Foods Market · Main Street599 m

Parks (5+)

  • Unnamed95 m
  • Ellis Creek Park464 m
  • Unnamed683 m
  • Unnamed734 m
  • Unnamed750 m

Gyms (1)

  • Unnamed740 m

Pharmacies (2)

  • Shoppers Drug Mart395 m
  • PharmaChoice · 1848 Main Street686 m

Banks & ATMs (2)

  • Unnamed320 m
  • Unnamed648 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (strata, tax, utilities, etc.)$526.71
Total monthly cost$4,289.32
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,237.42

Cash Needed at Closing

Minimum down payment$47,900
Estimated BC PTT$12,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information