Property Type: Detached HouseOwnership: Leasehold

125 Hilltop Cres

Sooke, BC V9Z1N6

$699,000

2 bed3 bath2 parking1,084 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Lot size
3,789 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$0/mo
Annual property tax
$2,588

Interior

Heating
Heat Pump, Forced air, Electric, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteLower level3-Piece
BedroomLower level
EnsuiteLower level4-Piece
BedroomLower level
BathroomMain level2-Piece
Living room/Dining roomMain level
KitchenMain level

Listing Information

MLS®
1044815
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Wake up to panoramic ocean views over Cheanuh Marina, where whales, seals, and eagles are regular visitors. Built in 2015, this low-maintenance home offers an exceptional coastal lifestyle at an attainable price - with no monthly fees and 87 years remaining on the prepaid lease. Designed to maximize natural light and views, the home features two expansive decks perfect for entertaining or unwinding. Quality construction and year-round comfort are prioritized with a heat pump for heating and cooling, a cozy propane fireplace, durable Hardie Plank siding and lasting metal roof. Situated in Spirit Bay, a charming oceanside community, this home is ideal for those seeking coastal tranquillity without compromising convenience, all just ~35 minutes from Victoria. Kayak, boat, fish, or hike in this scenic area - beloved East Sooke and Witty's Lagoon parks await. Embrace the calm of living here full-time or as a weekend retreat to play, relax, and reconnect with nature. (id:63159)

Values & Trends

This listing

$645/sqft

Building average

No other active listings in this building

Becher Bay average

$559/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

15,086

(2021 Census)

+16% since 2016

Density: 266.5/km²

Dwellings: 6,431

Median household income: $90,000

After-tax: $79,500

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom4.1% · 620
  • United States of America1.5% · 230
  • Germany0.8% · 120
  • Philippines0.7% · 110
  • Netherlands0.5% · 80
  • China0.2% · 35
  • Poland0.2% · 30
  • Mexico0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Hans Helgesen ElementaryElementary4.8 km
Saseenos ElementaryElementary8.4 km
Westmont Montessori School(Independent)K-128.4 km
Edward Milne Community SchoolSecondary8.8 km
Sooke ElementaryElementary9.5 km
Journey Middle SchoolMiddle10.0 km
Ecole Poirier ElementaryElementary10.3 km
John Muir ElementaryElementary11.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$269.67
Total monthly cost$3,877.44
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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