Property Type: Mobile / ManufacturedOwnership: Leasehold

12560 Westside Road Unit# 26

Vernon, BC V1H1S9

$295,000

2 bed2 bath4 parking924 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$450/mo
Annual property tax
$1,060.2

Maintenance Fee Includes

Also included: Pad Rental

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Pellet, Stove
Flooring
Laminate, Carpeted

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level8'4'' x 5'0''
FoyerMain level5'2'' x 4'7''
Laundry roomMain level8'5'' x 7'2''
BedroomMain level12'9'' x 8'5''
Full ensuite bathroomMain level8'4'' x 5'0''
Primary BedroomMain level12'9'' x 11'7''
Living roomMain level14'4'' x 12'9''
Dining roomMain level6'0'' x 9'3''
KitchenMain level7'0'' x 9'8''

Listing Information

MLS®
10397653
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.

Description

First time offered for sale! Lovingly cared for by the same owner for over 26 years, this beautifully maintained 2 bed/ 2 bath home is move-in ready and full of warmth and charm. Inside you’ll find tasteful updates, including vinyl plank flooring with brand new carpeting, and a bright open layout that feels both comfortable and inviting. The spacious kitchen offers plenty of cabinetry and workspace while flowing naturally into the dining and living areas, creating a great space for everyday living or entertaining. Step outside to the generous covered patio, perfect for BBQs, relaxing, or enjoying summer evenings. The larger, easy to care for lot provides abundant parking and room to build a garage if desired. Major updates include kitchen appliances (2024), high-efficiency furnace (2022), central air conditioning (2026), and a newer roof (2019/2020), offering peace of mind for years to come. Homes this well cared for rarely become available. If you’re looking for a home with character, thoughtful updates, and exceptional pride of ownership, this is one you won’t want to miss. (id:63159)

Values & Trends

This listing

$319/sqft

Building average

No other active listings in this building

Swan Lake West average

$372/sqft

19 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle4.3 km
Vernon Christian School(Independent)K-126.8 km
B X ElementaryElementary9.5 km
Alexis Park ElementaryElementary9.6 km
Harwood ElementaryElementary9.7 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle9.7 km
W.L. Seaton SecondarySecondary9.9 km
Ecole Beairsto ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$236,000.00
Periodic payment — Principal & Interest (monthly)$1,522.59
Additional monthly expenses (strata, tax, utilities, etc.)$584.35
Total monthly cost$2,106.94
Interest paid over 5-yr term$67,638.28
Balance at end of term$212,282.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,155.02

Cash Needed at Closing

Minimum down payment$14,750
Estimated BC PTT$3,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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