Property Type: Mobile / ManufacturedOwnership: LeaseholdRECENTLY LISTED

12560 Westside Road Unit# 74

Vernon, BC V1H1S9

$309,500

3 bed2 bath2 parking1,216 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$550/mo
Annual property tax
$1,433.65

Maintenance Fee Includes

Also included: Pad Rental

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Refrigerator, Oven - Electric, Dishwasher, Washer & Dryer

Exterior & Lot

View
Mountain view

Building

Foundation
Block
Roof
Asphalt shingle, Unknown
Water source
Community Water System
Sewer
Septic tank
Parcel ID (PID)
000-000-000

Parking

Total spaces
2

Restrictions & Policies

Pets
Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level14'10'' x 16'7''
BedroomMain level12'7'' x 9'2''
Full bathroomMain level9'3'' x 4'11''
BedroomMain level9'3'' x 8'3''
Laundry roomMain level7'7'' x 8'6''
KitchenMain level14'10'' x 17'6''
4pc Ensuite bathMain level8'10'' x 4'11''
Primary BedroomMain level14'10'' x 11'11''

Listing Information

MLS®
10398445
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
September 1, 2026

Listing provided by: Summerland Realty Ltd. · Data source: CREA DDF.

Description

AFFORDABLE OKANAGAN LIVING Move-In Ready, Pets Welcome, No Age Restrictions & No Property Transfer Tax Payable! Looking for an affordable Okanagan home without the expense of a major renovation? This beautifully maintained 3-bed, 2-bath manufactured home offers over 1,200 sq/ft of comfortable living space and is priced below assessed value. Built in 2007 and thoughtfully updated with new kitchen cabinetry, countertops and refrigerator (2023), dishwasher (2025), roof (2018), and hot water tank (2019). The spacious kitchen also offers plenty of storage, including a large pantry, making it both practical and functional for everyday living. This home is bright and welcoming, with plenty of natural light. The primary bedroom is privately located at one end of the home with a walk-in closet and ensuite, while two additional bedrooms are at the opposite end, making the layout ideal for family, guests, hobbies, or a home office. Enjoy the covered, south-facing deck with mountain views, a generous lawn for pets and gardening, and a storage shed to tuck away items. Located on scenic Westside Road in Coyote Crossing Villas, a well-managed, pet-friendly, all-ages community just minutes from Vernon and close to Okanagan Lake beaches, golf courses, wineries, and a short drive to Ellison Provincial Park. Pad rent is $550/month, including quality drinking water, garbage, and road maintenance. Two pets up to 25 lbs are welcome (with park approval). (id:63159)

Values & Trends

This listing

$255/sqft

Building average

No other active listings in this building

Okanagan North average

$345/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle4.4 km
Vernon Christian School(Independent)K-126.8 km
B X ElementaryElementary9.6 km
Alexis Park ElementaryElementary9.6 km
Harwood ElementaryElementary9.7 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle9.7 km
W.L. Seaton SecondarySecondary10.0 km
Ecole Beairsto ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,475) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$247,600.00
Periodic payment — Principal & Interest (monthly)$1,597.43
Additional monthly expenses (strata, tax, utilities, etc.)$730.47
Total monthly cost$2,327.90
Interest paid over 5-yr term$70,962.87
Balance at end of term$222,717.00

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,475
Stress test qualifying rate8.09%
Payment you must qualify for$2,260.95

Cash Needed at Closing

Minimum down payment$15,475
Estimated BC PTT$4,190
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,165

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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