Property Type: Condo / ApartmentOwnership: Strata

126 Deer Place

Penticton, BC V2A0J8

$949,000

3 bed3 full, 2 half bath2 parking2,360 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomSecond level12'2'' x 15'6''
Primary BedroomSecond level13'7'' x 19'11''
BedroomSecond level12'3'' x 12'5''
Laundry roomSecond level6'8'' x 8'9''
Living roomSecond level22'10'' x 26'10''
BedroomSecond level12'3'' x 12'9''
Partial bathroomSecond level5'4'' x 8'9''
KitchenMain level32' x 35'11''
Partial bathroomMain level5'5'' x 5'10''
Mud roomMain level5'11'' x 7'3''

Listing Information

MLS®
10395868
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

UNDER CONSTRUCTION - Welcome to this brand-new home currently under construction in The Ridge subdivision. Designed with families in mind, this thoughtfully planned home offers an open-concept layout with plenty of space to enjoy both inside and out. The main level is designed for comfortable everyday living and effortless entertaining, with the kitchen, dining area, and living room flowing seamlessly together in one spacious, open-concept setting. Large gathering areas provide plenty of room for family dinners, hosting friends, or relaxing at the end of the day. A conveniently located bathroom and mudroom with direct access to the attached garage add to the functionality of the main floor. Upstairs, a generous bonus room creates valuable additional living space that could be used as a family room, play area, home office, or media room. The spacious primary bedroom offers a private retreat, complete with balcony access with STUNNING lake view and a beautifully sized ensuite and ample room to unwind. Two additional well-proportioned bedrooms provide comfortable space for children, guests, or a dedicated workspace. With modern design, functional living spaces, and room for the whole family, this home is projected to be completed in late fall 2026. GST Applicable (id:63159)

Values & Trends

This listing

$402/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$318/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary884 m
Entre-lacsElementary/Middle1.6 km
Uplands ElementaryElementary2.5 km
Wiltse ElementaryElementary2.6 km
Holy Cross School(Independent)Elementary/Middle2.7 km
ConnectEd - Alternative ProgramsSecondary2.9 km
Penticton Christian School(Independent)K-122.9 km
Penticton SecondarySecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed342 m
  • Unnamed664 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$118.00
Total monthly cost$5,016.10
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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