Property Type: Condo / ApartmentOwnership: Strata

128 Deer Place

Penticton, BC V2A0J8

$899,900

3 bed3.5 bath2 parking2,360 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Mud roomMain level5'11'' x 7'3''
Partial bathroomMain level
Full bathroomSecond level
Living roomSecond level22'10'' x 26'10''
Laundry roomSecond level6'8'' x 8'9''
BedroomSecond level12'3'' x 12'9''
BedroomSecond level12'3'' x 12'5''
Primary BedroomSecond level13'7'' x 19'11''
Full ensuite bathroomSecond level12'2'' x 15'6''
KitchenMain level32' x 35'11''

Listing Information

MLS®
10395869
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

UNDER CONSTRUCTION Discover a thoughtfully designed new home taking shape in The Ridge subdivision, offering the space, comfort, and functionality today’s families are looking for. With construction currently underway and completion anticipated for early 2027, this home combines modern style with a practical layout suited to both everyday living and entertaining. The main floor centres around an inviting open-concept kitchen, dining, and living area, creating a welcoming space where family and friends can gather. Whether preparing meals, enjoying dinner together, or relaxing in the living room, the connected layout makes the home feel spacious and comfortable. A conveniently located bathroom and mudroom with direct access to the attached garage add to the functionality of the main floor. Upstairs, the large bonus room offers flexible space that can adapt to your family’s needs, whether used as a second living area, playroom, home office, or entertainment space. The primary bedroom provides a relaxing private retreat with balcony access and features a spacious ensuite. Two additional generously sized bedrooms complete the upper level, offering plenty of room for family members, guests, or additional workspace. With generous indoor and outdoor living areas, a family-friendly floor plan, and a desirable location in The Ridge, this new home is an exciting opportunity to make a brand-new property your own. GST Applicable (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$323/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary906 m
Entre-lacsElementary/Middle1.7 km
Uplands ElementaryElementary2.5 km
Wiltse ElementaryElementary2.6 km
Holy Cross School(Independent)Elementary/Middle2.7 km
ConnectEd - Alternative ProgramsSecondary2.9 km
Penticton Christian School(Independent)K-122.9 km
Penticton SecondarySecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed319 m
  • Unnamed640 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$118.00
Total monthly cost$4,762.68
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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