Property Type: Detached HouseOwnership: Freehold

1265 Ponds Avenue

Kelowna, BC V1W5N1

$1,399,000

5 bed4.5 bath4 parking3,072 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,495

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stone, Stucco
View
City view, Mountain view, View (panoramic)
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomBasement15'7'' x 12'0''
KitchenBasement14'9'' x 15'4''
Family roomSecond level11'9'' x 17'1''
Dining roomMain level10'11'' x 7'5''
4pc BathroomBasement4'9'' x 8'3''
Recreation roomBasement14'1'' x 14'10''
BedroomBasement11'3'' x 9'10''
Laundry roomSecond level7'8'' x 7'11''
4pc BathroomSecond level7'8'' x 7'7''
BedroomSecond level10'10'' x 15'9''
BedroomSecond level10'4'' x 11'7''
5pc Ensuite bathSecond level8'0'' x 11'11''
Primary BedroomSecond level15'11'' x 12'6''
Living roomMain level13'1'' x 19'0''
BedroomMain level11'11'' x 9'11''
2pc BathroomMain level5'8'' x 5'4''
KitchenMain level16'2'' x 17'1''
FoyerMain level7'6'' x 9'6''

Listing Information

MLS®
10398561
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: The Agency Kelowna · Data source: CREA DDF.

Description

Nestled within the prestigious community of The Ponds in Upper Mission, this exceptional 5-bedroom residence offers refined luxury, thoughtful design, and the ultimate Okanagan lifestyle. Featuring a private 1-bedroom legal suite, this home seamlessly blends elegance, comfort, and income potential. The heart of the home is a stunning designer kitchen showcasing two-tone high-gloss cabinetry, a built-in refrigerator, gas cooktop, and premium smart window coverings. Expansive living spaces are filled with natural light, creating an inviting atmosphere for both everyday living and entertaining. Upstairs, you'll find three spacious bedrooms with walk-in closets, a bright flex/recreation space, convenient laundry, and a luxurious primary retreat complete with a private balcony, spa-inspired ensuite, heated floors, and a deep soaker tub. Step outside to your own resort-inspired oasis featuring a heated saltwater pool, low-maintenance xeriscaping, premium synthetic turf, and a fully fenced yard thoughtfully designed for privacy. The oversized double garage offers ample space for vehicles, storage, a workshop, or a third compact vehicle. Surrounded by the natural beauty of Kuipers Peak, Crawford Falls, and Myra-Bellevue Provincial Park, and just minutes from top-rated schools, scenic trails, award-winning wineries, and Mission Village at The Ponds, this is a rare opportunity to own in one of Kelowna's most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$455/sqft

Building average

No other active listings in this building

Upper Mission average

$875/sqft

64 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Canyon Falls Middle SchoolMiddle653 m
Bellevue Creek ElementaryElementary2.2 km
Okanagan Mission SecondaryElementary2.6 km
Anne McClymont ElementaryElementary3.0 km
Lakeside School Kelowna(Independent)Elementary3.1 km
Chute Lake ElementaryElementary3.1 km
Dorothea Walker ElementaryElementary3.3 km
de l'Anse-au-sableK-124.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Jack Smith Lake Park212 m
  • Hill Spring Park320 m
  • Steele Road Recreation Corridor687 m
  • Kuipers' Peak Mountain Park740 m
  • Ponds Community Park743 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$695.25
Total monthly cost$7,915.95
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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