Property Type: Detached HouseOwnership: Freehold

12719 Cliffshore Drive

Lake Country, BC V4V2P6

$950,000

5 bed3 bath2 parking2,558 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,269

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomLower level11'0'' x 9'3''
Living roomLower level11'1'' x 14'9''
KitchenLower level16'7'' x 10'2''
BedroomLower level11'0'' x 10'10''
4pc BathroomLower level8'1'' x 4'11''
Dining roomMain level10'4'' x 13'3''
BedroomMain level9'11'' x 11'2''
BedroomMain level9'11'' x 11'2''
4pc Ensuite bathMain level6'4'' x 8'3''
Primary BedroomMain level19'3'' x 14'11''
Living roomMain level18'7'' x 23'8''
Full bathroomMain level9'11'' x 4'11''
KitchenMain level8'3'' x 11'0''

Listing Information

MLS®
10393080
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Take advantage of this rare opportunity to own one of the only homes to offer a fully legal 2 bedroom suite in The Lakes under $1 million in recent years. This well-designed two storey walk-up home offers the ideal combination of space, functionality, and flexibility, featuring a spacious 3 bed, 2-bath main residence plus a legal suite; perfect for generating mortgage helping rental income or accommodating extended family. The bright upper level showcases hardwood flooring, large windows that fill the home with natural light, and generous living and dining areas that provide plenty of room for everyday family life and entertaining. The functional kitchen offers excellent storage with a convenient corner pantry, while the oversized primary bedroom creates a comfortable retreat. Step outside from the dining area onto the spacious balcony overlooking the cozy, low-maintenance xeriscape backyard. The lower level of the main home extends the family living space with a generous rec room. It is the perfect space for a kids’ play area, home theatre, gym, or additional living room, offering the extra flexibility that growing families need. Additional features include a gas furnace, central air conditioning, a double garage, and plenty of additional front parking. Don’t miss your opportunity to own a versatile family home with a legal income suite in one of Lake Country’s most desirable communities, offering the space, comfort, and financial flexibility today’s buyers are looking for. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

Lake Country North West average

$511/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary2.3 km
George Elliot SecondarySecondary4.3 km
Peter Greer ElementaryElementary4.4 km
HS Grenda Middle SchoolMiddle4.5 km
Oyama Traditional SchoolElementary5.5 km
Aberdeen Hall Preparatory School(Independent)K-1214.9 km
Ellison ElementaryElementary15.1 km
North Glenmore ElementaryElementary15.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed588 m
  • Apex Park769 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (strata, tax, utilities, etc.)$483.75
Total monthly cost$5,387.01
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$70,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.89

Cash Needed at Closing

Minimum down payment$70,000
Estimated BC PTT$17,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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