Property Type: Detached HouseOwnership: Freehold

12776 PEACH AVENUE

Charlie Lake, BC V0C1H0

$469,900

4 bed2 bath2,352 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,135.76 (2026)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
StorageAbove
Bedroom 3Above
Bedroom 4Above
Recreational, Games roomAbove
Laundry roomBasement
Recreational, Games roomBasement
Utility roomBasement
OfficeBasement

Listing Information

MLS®
R3144627
Listed
July 9, 2026
Time on market
On the market for 53 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty · Data source: CREA DDF.

Description

Your Own Private Acre in Charlie Lake! Escape to peaceful country living on this beautiful 1-acre, park-like property tucked away on a quiet dead-end road. Step outside to a spacious covered back deck overlooking the private backyard-the perfect place to enjoy your morning coffee or unwind at the end of the day. You'll also find RV parking, a large shed, and a fire pit for summer evenings. Inside, this spacious home offers 4 bedrooms, 2 full bathrooms, multiple rec rooms, a dedicated office, and plenty of room for the whole family. Additional features include hot water on demand, a high-efficiency furnace, Charlie Lake sewer, and a functional layout designed for comfortable everyday living. Enjoy the privacy, space, and convenience of this fantastic property just minutes from town. (id:63159)

Values & Trends

This listing

$200/sqft

Building average

No other active listings in this building

Charlie Lake average

$312/sqft

18 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Fort St. John

Partly Cloudy

13°C

Partly Cloudy

Humidity 72%

Wind SSW 18 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Charlie Lake ElementaryElementary739 m
Margaret Ma Murray Community SchoolElementary6.2 km
C.M. Finch ElementaryElementary6.9 km
Bert Bowes Middle SchoolMiddle7.3 km
Upper Pine Elem-Jr SecondaryElementary/Middle7.3 km
Ecole Central Elem School Of The ArtsElementary7.6 km
Bert AmbroseElementary7.7 km
Alwin Holland ElementaryElementary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$375,920.00
Periodic payment — Principal & Interest (monthly)$2,425.31
Additional monthly expenses (strata, tax, utilities, etc.)$379.31
Total monthly cost$2,804.62
Interest paid over 5-yr term$107,739.75
Balance at end of term$338,141.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,432.70

Cash Needed at Closing

Minimum down payment$23,495
Estimated BC PTT$7,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,393

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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