Property Type: Detached HouseOwnership: Freehold

12895 271 ROAD

Charlie Lake, BC V0C1H0

$559,900

3 bed2 bath1,854 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,008.18 (2025)

Interior

Basement
Finished, N/A
Heating
Baseboard heaters, Electric, Natural gas
Fireplace
Yes (2)

Exterior & Lot

View
Valley view

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Detached Garage, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Dining roomMain level
Bedroom 3Basement
Family roomBasement
Laundry roomBasement

Listing Information

MLS®
R3122044
Listed
May 11, 2026
Time on market
On the market for 112 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Izon Realty · Data source: CREA DDF.

Description

Country living just 5 minutes from town with a great view from this 3 bedroom, 2 bathroom home on 1 acre in Charlie Lake. This home could easily be suited for an in law suite! Enjoy a bright main floor with access to a huge deck, plus an attached carport for easy parking and outdoor living. The walk-out basement adds extra natural light and convenient access to the yard, perfect for a rec room, kids’ space, or home gym. The impressive 40 x 30 shop with in-floor heat and a 12 ft door is ideal for trucks, toys, hobbies, or a home-based business. The property is beautifully landscaped with established perennials, a garden area, and a few apple trees, offering a peaceful setting without sacrificing convenience. There is plenty of room for RV parking and all your equipment. If you are looking for usable land, a serious shop, and a country feel just minutes from amenities, this one checks the boxes. (id:63159)

Values & Trends

This listing

$302/sqft

Building average

No other active listings in this building

Charlie Lake average

$307/sqft

18 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Fort St. John

Partly Cloudy

13°C

Partly Cloudy

Humidity 72%

Wind SSW 18 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Charlie Lake ElementaryElementary1.6 km
Margaret Ma Murray Community SchoolElementary4.2 km
C.M. Finch ElementaryElementary4.7 km
Upper Pine Elem-Jr SecondaryElementary/Middle5.0 km
Bert Bowes Middle SchoolMiddle5.3 km
Bert AmbroseElementary5.4 km
Ecole Central Elem School Of The ArtsElementary5.6 km
Alwin Holland ElementaryElementary5.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$447,920.00
Periodic payment — Principal & Interest (monthly)$2,889.83
Additional monthly expenses (strata, tax, utilities, etc.)$260.35
Total monthly cost$3,150.18
Interest paid over 5-yr term$128,375.16
Balance at end of term$402,905.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,067.13

Cash Needed at Closing

Minimum down payment$30,990
Estimated BC PTT$9,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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