1279 Fulford-Ganges Rd
Salt Spring, BC V8K2B3
$529,000
Property Details
Property & Lot
- Lot size
- 3.8 acres
- Zoning
- Rural residential
Rural (R)
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,140.26
Interior
- Fireplace
- None
Parking
- Total spaces
- 10
Listing Information
- MLS®
- 1029605
- Listed
- March 22, 2026
- Time on market
- On the market for 163 days
- Data last synced
- August 28, 2026
Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.
Description
This sunny, 3.8-acre property is full of charm and potential. Centrally located on Salt Spring Island, it comes with a strong 30 GPM well, flexible zoning for a main home, cottage, and outbuildings, plus an over-height barn with 100-amp power. There's a great mix of open land, mature trees, and gorgeous rocky outcrops with mountain views. A versatile property and the perfect spot for your future home and farm. Viewings by appointment. (id:63159)
Location Insights
Weather
Nearest station: Duncan
13°C
—
Humidity 92%
Wind SSW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 5.2 km |
| Gulf Islands Secondary | Secondary | 5.5 km |
| Phoenix Place | Secondary | 5.5 km |
| Fernwood Elementary | Elementary | 11.8 km |
| Maple Bay Elementary | Elementary | 12.0 km |
| Bench Elementary | Elementary | 13.1 km |
| Galiano Community School | Elementary | 13.4 km |
| Crofton Elementary Community School | Elementary | 13.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.3% ($27,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.