Property Type: Detached HouseOwnership: Freehold

12800 MAINSAIL ROAD

Madeira Park, BC V0N2H1

$1,250,000

3 bed3 bath6 parking2,517 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
2.6 acres
Frontage
328.11 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,662.55 (2025)

Interior

Basement
Finished, Unknown, Unknown
Heating
Heat Pump
Fireplace
None

Exterior & Lot

View
View

Parking

Total spaces
6 — covered indicated
Features
Garage, RV

Listing Information

MLS®
R3118337
Listed
May 1, 2026
Time on market
On the market for 122 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty · Data source: CREA DDF.

Description

Impressive executive-style home set on 2.6 private acres backing onto Lily Lake, just steps to downtown Madeira Park amenities including shops, restaurants, marina, and community hall. The home features vaulted wood ceilings and warm wood finishes throughout, with a functional level-entry layout and double car garage. Lower level offers excellent suite potential for extended family or income. The property is beautifully established with a creek running through, mature rhododendrons, dogwood trees, and fruit-bearing blueberry and apple trees. A mobile home and detached shop add further flexibility for guests, workspace, or rental use. A rare combination of privacy, usable acreage, and walkable convenience in the heart of Madeira Park. (id:63159)

Values & Trends

This listing

$497/sqft

Building average

No other active listings in this building

Madeira Park average

$693/sqft

15 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary457 m
Pender Harbour Elem-SecondaryK-124.9 km
Halfmoon Bay ElementaryElementary18.1 km
False Bay SchoolK-1222.2 km
West Sechelt ElementaryElementary22.5 km
Kinnikinnick ElementaryElementary22.8 km
Secondaire ChatelechSecondary24.5 km
Chatelech SecondaryElementary24.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Mama's Japanese Kitchen · 12808 Madeira Park Road204 m
  • Aqui es Mexico · 12808 Madeira Park Road233 m

Cafes (2)

  • holsem · 12808 Madeira Park Road226 m
  • Euspiria Cafe Madeira Park · 12904 Madeira Park Road429 m

Grocery (1)

  • IGA336 m

Pharmacies (1)

  • Guardian337 m

Nearby places data: © OpenStreetMap contributors.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$597.88
Total monthly cost$7,049.54
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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