Property Type: Detached HouseOwnership: Freehold

4371 FRANCIS PENINSULA ROAD

Madeira Park, BC V0N2H1

$1,499,000

4 bed3 bath2 parking1,843 sqftBuilt 2009
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Amenities

Also listed: Guest Suite, Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
20,473 square feet
Frontage
63.1 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,727.87 (2026)

Interior

Basement
Finished, Separate entrance, Unknown
Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Carport

Listing Information

MLS®
R3152779
Listed
August 5, 2026
Time on market
On the market for 26 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Priced below assessment. Waterfront home with carriage house and deep water moorage. Experience the ultimate coastal lifestyle in Madeira Park with deep water moorage, private boathouse for a 40 ft boat, and foreshore lease. This waterfront retreat features stunning views with a beautifully maintained 3 bed, 2 bath home with vaulted ceilings, open living, metal roof, wood burning stove, and lush gardens on a private .47-acre lot. A unique net shed sits near the water´s edge-perfect for storage, hobbies, or preserving a piece of coastal heritage. The 1 bed, 1 bath carriage house with garage and attached greenhouse offers flexible space for guests or creative pursuits. Whether you're seeking full-time living or a weekend getaway, this is a true boater´s paradise. Book your private tour today! (id:63159)

Values & Trends

This listing

$813/sqft

Building average

No other active listings in this building

Madeira Park average

$672/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.5 km
Pender Harbour Elem-SecondaryK-126.2 km
Halfmoon Bay ElementaryElementary19.2 km
False Bay SchoolK-1221.3 km
West Sechelt ElementaryElementary23.8 km
Kinnikinnick ElementaryElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$485.99
Total monthly cost$8,222.82
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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