1281 LITTLE SHUSWAP LAKE Road
Chase, BC V0E1M2
$398,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.48 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Leasehold
- Annual property tax
- $3,025.15
Interior
- Basement
- Partial, Crawl space
- Heating
- Forced air, Electric, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Carpeted, Vinyl, Mixed Flooring
Exterior & Lot
- Exterior features
- Vinyl siding
- View
- View (panoramic)
Building
- Foundation
- Stone
- Roof
- Metal, Unknown
Parking
- Features
- RV, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 11'8'' x 19'5'' |
| Kitchen | Main level | 9'1'' x 11'4'' |
| 4pc Bathroom | Main level | 7'5'' x 6'7'' |
| Dining room | Main level | 7'11'' x 7'7'' |
| Living room | Main level | 15'6'' x 15'8'' |
| Bedroom | Main level | 7'8'' x 15'9'' |
| Family room | Main level | 16'1'' x 7'5'' |
| Sunroom | Main level | 15'3'' x 7'11'' |
Listing Information
- MLS®
- 10392416
- Listed
- July 8, 2026
- Time on market
- On the market for 54 days
- Data last synced
- August 28, 2026
Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.
Description
Year-round character home on 0.48 acres with 95' of south-facing Little Shuswap Lake waterfront, sandy beach, and deep water for swimming and boating. This tiered private yard features lower gardens, fruit trees, and lawn, plus open parking and a detached garage/workshop. The cozy 2 bedroom home offers large bright windows, generous room sizes, a wood-burning rock fireplace. The closed-in porch and sun room give you space for the family to enjoy. Electric & propane furnace, A/C, and enough sleeping for family gatherings. Enjoy direct lake access, sunny southern exposure, and proximity to championship golf at Talking Rock, plus hiking, walking, and four-season recreation just steps away. Sits on a 49-year federal lease on First Nations land with approx. 27 years remaining, $15,052/year, next rent review 2030, with good potential for a 25-year extension. (id:63159)
Values & Trends
This listing
$329/sqft
Building average
—
No other active listings in this building
Chase average
$347/sqft
20 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Salmon Arm
16°C
—
Humidity 84%
Wind SSE 5 km/h
Tonight
10°
Tuesday
25°
Tuesday night
14°
Wednesday
23°
Wednesday night
12°
Thursday
20°
Source: Environment and Climate Change Canada.
Population
2,399
(2021 Census)
+4.9% since 2016
Density: 639.7/km²
Dwellings: 1,249
Median household income: $60,400
After-tax: $56,400
Immigrant population: 10.9%
Top countries of origin (% of total population)
- United Kingdom3.5% · 85
- Germany2.5% · 60
- United States of America1.7% · 40
- Hong Kong0.8% · 20
- Korea, South0.6% · 15
- China0.4% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Haldane Elementary | Elementary | 7.2 km |
| Chase Elementary-Secondary | Elementary | 7.3 km |
| Sorrento Elementary | Elementary | 11.3 km |
| Sun Peaks School | Elementary/Middle | 17.3 km |
| North Shuswap Elementary | Elementary/Middle | 21.6 km |
| Carlin Elementary Middle | Elementary/Middle | 23.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Shuswap (SD83)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.