Property Type: Detached HouseOwnership: Freehold

3872 Point Road

Chase, BC V0E1M0

$399,500

3 bed2.5 bath922 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.69 acres
Frontage
102 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,014.24

Interior

Basement
Partial
Heating
See remarks
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Foundation
See Remarks
Roof
Asphalt shingle, Unknown

Parking

Features
Surfaced

Room Dimensions

RoomLevelDimensions
Laundry roomBasement10'0'' x 6'0''
2pc BathroomBasement5'0'' x 3'0''
3pc BathroomMain level5'0'' x 3'0''
BedroomBasement10'0'' x 7'0''
BedroomMain level10'0'' x 7'0''
Primary BedroomMain level10'0'' x 8'0''
KitchenMain level8'0'' x 8'0''
Living roomMain level18'0'' x 14'0''

Listing Information

MLS®
10391606
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: Riley & Associates Realty Ltd. · Data source: CREA DDF.

Description

Experience true privacy, with nothing but a kilometer of south facing uninhabited shoreline and rugged Canadian wilderness as your only neighbors, and yet, you're only 5 minutes by boat to the dock at Chase Memorial Park and your vehicle! This is a rare, private, freehold, boat access, waterfront property with 0.69 of an acre and 102' of shoreline on Little Shuswap Lake, surrounded completely with hundreds of acres of crown land. This rustic, off the grid, 3 bed and 2 bath summer cottage offers a rugged getaway from the daily grind. You'll be 5 minutes to the Village of Chase for shops, cafes, bakery, liquor store, gas, Home Hardware & more; ten minutes by boat to Talking Rock Golf Course and the Quaaout Lodge. Little Shuswap offers the best climate in Canada with over half of the days being considered tropical, between 80 & 105 degrees. The home and property offer any buyer, total solitude. Architectural plans, structural engineering, a geotechnical report, and enviro-septic design, have all been performed in the past and available to the buyer for a future build. The AF1 zoning lends itself to a multitude of uses including agriculture or horticulture ventures, a rustic guest camp or retreat, personal health and spa resort, or perhaps just you can rest in a beautiful lake house amidst your private oasis. Be sure to get more information, see more pictures and watch a compelling aerial drone video presentation before booking your appointment to view, you'll be glad you did! (id:63159)

Values & Trends

This listing

$433/sqft

Building average

No other active listings in this building

Chase average

$342/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

2,399

(2021 Census)

+4.9% since 2016

Density: 639.7/km²

Dwellings: 1,249

Median household income: $60,400

After-tax: $56,400

Immigrant population: 10.9%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 85
  • Germany2.5% · 60
  • United States of America1.7% · 40
  • Hong Kong0.8% · 20
  • Korea, South0.6% · 15
  • China0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Haldane ElementaryElementary3.4 km
Chase Elementary-SecondaryElementary3.4 km
Sun Peaks SchoolElementary/Middle14.8 km
Sorrento ElementaryElementary14.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,975) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,600.00
Periodic payment — Principal & Interest (monthly)$2,061.95
Additional monthly expenses (strata, tax, utilities, etc.)$130.52
Total monthly cost$2,192.47
Interest paid over 5-yr term$91,598.28
Balance at end of term$287,481.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,975
Stress test qualifying rate8.09%
Payment you must qualify for$2,918.41

Cash Needed at Closing

Minimum down payment$19,975
Estimated BC PTT$5,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,465

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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