Property Type: Condo / ApartmentOwnership: Strata

1290 St. Paul Street Unit# 406

Kelowna, BC V1Y2C9

$330,000

0 bed1 bath397 sqftBuilt 2014
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$226/mo
Annual property tax
$1,457.44

Interior

Heating
Forced air, Other
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Vinyl

Exterior & Lot

View
City view, Mountain view

Building

Roof
Other, Unknown

Parking

Features
Surfaced

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Bedroom - BachelorMain level14' x 22'
4pc BathroomMain level7'11'' x 5'6''

Listing Information

MLS®
10394081
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Exceptional investment opportunity in the heart of downtown Kelowna! This fully furnished condo is short-term rental friendly, making it an ideal addition to your investment portfolio or the perfect lock and leave urban retreat. Thoughtfully designed to maximize space and functionality, the suite features a custom built-in Murphy bed wall unit, stainless steel appliances, a stylish galley kitchen, in-suite laundry, and a dedicated storage locker. Start your mornings on the private sun deck, where you can enjoy beautiful city and mountain views with your coffee in hand. The building offers fantastic amenities, including a fitness room and a stunning rooftop patio with BBQ facilities located just across the hall - perfect for entertaining or relaxing while taking in the views. Located in the heart of downtown, the Yoga House is right below the building, while coffee shops, restaurants, museums, art galleries, and the arena are just around the corner. You're also within walking distance to beaches, the waterfront, breweries, pubs, shopping, sporting events, hiking trails, and everything Kelowna has to offer. Whether you're looking for a high-performing investment property or a stylish downtown getaway, this move-in-ready condo offers exceptional value in one of the city's most sought-after locations. (id:63159)

Values & Trends

This listing

$831/sqft

Building average

$719/sqft

3 active listing(s)

Kelowna North average

$697/sqft

157 active listing(s)

Parking: Not indicatedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary5 m
Central SecondarySecondary1.2 km
Central School ProgramsK-121.2 km
St Joseph Elementary School(Independent)Elementary1.5 km
Bankhead ElementaryElementary1.5 km
A S Matheson ElementaryElementary2.0 km
Glenmore ElementaryElementary2.7 km
Raymer ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Nagano Sushi122 m
  • GetintheLoop Restaurant · 1353 Ellis Street215 m
  • Pizza Studio · 1360 Ellis Street243 m
  • Central Kitchen · 1155 Ellis Street318 m
  • Gather Restaurant · 460 Doyle Avenue324 m

Cafes (5+)

  • Chaibaba · 1289 Ellis Street90 m
  • J’s Cafe & Bistro125 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street239 m
  • Blenz Coffee · 460 Doyle Avenue306 m
  • Bean Scene North313 m

Grocery (2)

  • GetintheLoop Grocery · 1353 Ellis Street217 m
  • Safeway · 697 Bernard Avenue718 m

Parks (5+)

  • Pioneer Garden408 m
  • Waterfront Park438 m
  • Stuart Park505 m
  • Recreation Avenue Park519 m
  • Sunset Drive Park630 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street204 m

Gyms (4)

  • Life Aesthetics Online Coaching · 1435 Water Street493 m
  • SPIN co · 410 Bernard Avenue624 m
  • BarreRoom · 410 Bernard Avenue624 m
  • Move & Flow · 589 Lawrence Avenue746 m

Pharmacies (2)

  • Pharmasave · 505 Doyle Avenue367 m
  • Shoppers Drug Mart · 597 Bernard Avenue647 m

Banks & ATMs (5+)

  • Scotiabank · 488 Bernard Avenue608 m
  • Beem Credit Union · 598 Bernard Avenue609 m
  • Unnamed633 m
  • First West Credit Union · 507 Bernard Avenue637 m
  • CIBC · 328 Bernard Avenue661 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$264,000.00
Periodic payment — Principal & Interest (monthly)$1,703.24
Additional monthly expenses (strata, tax, utilities, etc.)$367.12
Total monthly cost$2,070.36
Interest paid over 5-yr term$75,663.16
Balance at end of term$237,468.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,410.71

Cash Needed at Closing

Minimum down payment$16,500
Estimated BC PTT$4,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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