Property Type: TownhouseOwnership: Strata

12905 Lake Hill Lane

Lake Country, BC V4V2S9

$639,900

3 bed3.5 bath3 parking1,450 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$347/mo
Annual property tax
$3,408.53

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomSecond level6'4'' x 8'3''
Primary BedroomSecond level17' x 12'9''
BedroomSecond level9'5'' x 12'7''
BedroomSecond level8'9'' x 10'3''
Full bathroomSecond level4'11'' x 8'3''
Living roomMain level20'4'' x 15'1''
KitchenMain level12'8'' x 9'8''
Dining roomMain level10' x 7'5''
Partial bathroomMain level4'11'' x 5'

Listing Information

MLS®
10397024
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

12905 Lake Hill Lane in Lake Country’s Crystal Heights offers a peaceful setting for Okanagan living, in like-new condition. This immaculate 3-bedroom, 3-bathroom end townhome is positioned on the lane for convenient parking and added privacy, while the home’s fully-fenced backyard with an oversized concrete patio offers a private retreat. This home is in exceptional condition and has various upgrades including feature walls, light fixtures, a stone fireplace extending to the ceiling and additional privacy blinds on the exterior doors. The main level features the kitchen with an upgraded stove, solid-surface countertops and pantry, dining room, living room, and powder room. Enjoy time outside with two outdoor living spaces including the spacious balcony at the front of the home, and patio with backyard just outside the kitchen. Upstairs you’ll find the primary bedroom with feature panelled wall, several closets and ensuite, two additional bedrooms, a full bathroom and laundry. Tucked into a quiet location with the convenience of lane access, this exceptionally well-kept home offers a like-new feel in an ideal neighbourhood. (id:63159)

Values & Trends

This listing

$441/sqft

Building average

No other active listings in this building

Lake Country North West average

$396/sqft

14 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary2.5 km
George Elliot SecondarySecondary4.6 km
Peter Greer ElementaryElementary4.8 km
HS Grenda Middle SchoolMiddle4.8 km
Oyama Traditional SchoolElementary5.4 km
Aberdeen Hall Preparatory School(Independent)K-1215.1 km
Ellison ElementaryElementary15.4 km
North Glenmore ElementaryElementary15.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed342 m
  • Apex Park453 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$704.35
Total monthly cost$4,007.09
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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