Property Type: TownhouseOwnership: Strata

13098 Shoreline Way Unit# 38

Lake Country, BC V4V0A8

$599,000

3 bed3 bath2 parking1,453 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$347/mo
Annual property tax
$3,202

Interior

Heating
Forced air, Geothermal
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Brick, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomLower level
BedroomLower level9'11'' x 9'10''
DenSecond level6'1'' x 8'5''
4pc BathroomSecond level
3pc Ensuite bathSecond level
BedroomSecond level9'9'' x 8'10''
Primary BedroomSecond level11'10'' x 12'9''
Living roomMain level13'11'' x 15'1''
Dining roomMain level11'9'' x 6'10''
KitchenMain level11'7'' x 13'4''

Listing Information

MLS®
10362834
Listed
September 17, 2025
Time on market
On the market for 348 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to #38 13098 Shoreline Way! Located in The Apex at the Lakes—a vibrant community in the heart of Lake Country. This beautifully designed 3-bedroom + den, 3-bathroom townhouse offers over 1,400 sq. ft. of stylish living across three levels, combining modern comfort with everyday convenience. The entry level features a private bedroom and full bath, perfect for guests, teenagers, or a dedicated office space. Upstairs, the main floor showcases a bright and airy open-concept layout, where the living room, dining area, and sleek kitchen flow seamlessly together, creating the ideal setting for entertaining and family living. The top floor hosts two additional bedrooms plus a versatile den, including a spacious primary suite with its own ensuite bath. With a single-car garage and extra parking, you’ll have room for all of life’s essentials. Step outside your door and enjoy a family-friendly neighbourhood with parks, walking trails, and tennis/basketball courts. Just minutes away are UBC Okanagan, world-class golf, shopping, lakes, and beaches, everything that makes the Okanagan lifestyle so desirable. This move-in ready home offers the perfect balance of space, location, and lifestyle—whether you’re a first-time buyer, young family, or investor. (id:63159)

Values & Trends

This listing

$412/sqft

Building average

$416/sqft

3 active listing(s)

Lake Country North West average

$398/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary2.6 km
George Elliot SecondarySecondary4.7 km
Peter Greer ElementaryElementary4.9 km
HS Grenda Middle SchoolMiddle4.9 km
Oyama Traditional SchoolElementary5.3 km
Aberdeen Hall Preparatory School(Independent)K-1215.3 km
Ellison ElementaryElementary15.6 km
North Glenmore ElementaryElementary16.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed183 m
  • Apex Park296 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$686.72
Total monthly cost$3,778.36
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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