12965 98 AVENUE
Surrey, BC V3T1B3
$1,369,000
Amenities
Also listed: Laundry - In Suite
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 7,705 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,194 (2025)
Interior
- Basement
- Finished, Full, Separate entrance
- Heating
- Forced air
- Fireplace
- None
Parking
- Total spaces
- 5 — covered indicated
- Features
- Garage
Listing Information
- MLS®
- R3107106
- Listed
- April 9, 2026
- Time on market
- On the market for 144 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.
Description
BUILDERS & INVESTORS ALERT! Recently renovated 5 bed, 3 bath home in the quiet Cedar Hills neighborhood. Features 3 bedrooms and 2 full bathrooms upstairs plus a 2 bedroom basement suite-perfect mortgage helper. Over $100,000 spent on upgrades including laminate flooring, new kitchen, updated bathrooms, new doors, and vinyl siding. Large backyard for family use or future potential. Situated on a 69.66 x 110 ft lot with duplex development potential (buyer to verify with City). Located in a desirable area close to shopping, schools, transit, and SkyTrain. Great holding property, rental property, or future duplex build opportunity. Call today for private viewing! (id:63159)
Values & Trends
This listing
$596/sqft
Building average
—
No other active listings in this building
Surrey average
$691/sqft
1844 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Detached (House) Market Stats — Surrey
Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.
MLS® HPI Benchmark Price
$1,325,500
Jul 2026
Average Sale Price
$1,364,812
Jul 2026
Monthly Sales
61
Jul 2026
Active Listings
692
Jul 2026
Sales-to-Active Ratio
9.0%
Jul 2026
Median Days to Contract
43 days
Jul 2026
MLS® HPI Benchmark Price
Source: Fraser Valley Real Estate Board (FVREB).
Location Insights
Weather
Nearest station: Langley
14°C
Clear
Humidity 87%
Wind S calm km/h
Tonight
14°
Tuesday
21°
Tuesday night
16°
Wednesday
19°
Wednesday night
14°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
568,322
(2021 Census)
+9.7% since 2016
Density: 1,797.9/km²
Dwellings: 195,098
Median household income: $98,000
After-tax: $87,000
Immigrant population: 44.6%
Top countries of origin (% of total population)
- India16.9% · 95,905
- Philippines5.2% · 29,510
- China4.2% · 23,850
- United Kingdom1.5% · 8,320
- Korea, South1.2% · 6,995
- Viet Nam1.1% · 6,425
- Pakistan1% · 5,710
- Taiwan1% · 5,540
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
41
6/9 categories nearby
Transit
33
5 stop(s) within 800m
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| A H P Matthew Elementary | Elementary | 810 m |
| Old Yale Road Elementary | Elementary | 821 m |
| Betty Huff Elementary | Elementary | 956 m |
| Prince Charles Elementary | Elementary | 1.2 km |
| Senator Reid Elementary | Elementary | 1.2 km |
| Cedar Hills Elementary | Elementary | 1.2 km |
| David Brankin Elementary | Elementary | 1.3 km |
| Kwantlen Park Secondary | Elementary | 1.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
| Stop | Type | Distance |
|---|---|---|
| Northbound 128 St @ 98 Ave | — | 333 m |
| Southbound 128 St @ 99 Ave | — | 354 m |
| Southbound 128 St @ 97A Ave | — | 370 m |
| Northbound 128 St @ 99 Ave | — | 373 m |
| Westbound 100 Ave @ 129A St | — | 405 m |
Nearby Places
Restaurants (4)
- Lighthouse Indian Kitchen · 12815 96 Avenue484 m
- Wow Grill & Momo · 9631 128 Street508 m
- Mr Pickwick's Fish & Chips · 12884 96 Avenue513 m
- Mezbaan Indian & Indo Chinese Food · 12790 96 Avenue567 m
Cafes (1)
- Starbucks · 12840 96 Avenue503 m
Grocery (2)
- Fruiticana · 12867 96 Avenue400 m
- No Frills · 12852 96 Avenue542 m
Parks (5+)
- Bog Park236 m
- 21C Tot-Lot273 m
- Evergreen Park282 m
- Unnamed351 m
- A.H.P Matthew Park · 9762 132 Street595 m
Pharmacies (2)
- Family Care Pharmacy · 12815 96 Avenue485 m
- Shoppers Drug Mart · 12830 96 Avenue579 m
Banks & ATMs (1)
- TD470 m
Nearby places data: © OpenStreetMap contributors.
School district: Surrey (SD36)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.2% ($111,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.