12986 20 AVENUE
Surrey, BC V4A1Y9
$1,350,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 8,433 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,524.55 (2025)
Interior
- Basement
- Finished, Crawl space
- Heating
- Forced air, Natural gas
- Fireplace
- None
Parking
- Total spaces
- 4 — covered indicated
- Features
- Garage
Listing Information
- MLS®
- R3060273
- Listed
- October 20, 2025
- Time on market
- On the market for 315 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: Sincere Real Estate Services · Data source: CREA DDF.
Description
Well-maintained 3-bedroom, 2-storey home on an 8,433 sq ft lot in desirable Ocean Park. Features include a private garden with a deck, fountain, and mature landscaping, plus a sunken living room, spacious dining area, and open-concept kitchen/family room with gas fireplace. Located minutes from Crescent Beach, top schools, and parks. Ideal as a move-in ready residence or for future updates. Currently tenanted. Please book showings at least 24 hours in advance. Kindly avoid Thursdays, and afternoon showings are preferred. Thank you. (id:63159)
Values & Trends
This listing
$644/sqft
Building average
—
No other active listings in this building
Surrey average
$691/sqft
1844 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Detached (House) Market Stats — Surrey
Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.
MLS® HPI Benchmark Price
$1,325,500
Jul 2026
Average Sale Price
$1,364,812
Jul 2026
Monthly Sales
61
Jul 2026
Active Listings
692
Jul 2026
Sales-to-Active Ratio
9.0%
Jul 2026
Median Days to Contract
43 days
Jul 2026
MLS® HPI Benchmark Price
Source: Fraser Valley Real Estate Board (FVREB).
Location Insights
Weather
Nearest station: Langley
16°C
Mainly Clear
Humidity 78%
Wind S 3 km/h
Tonight
14°
Tuesday
21°
Tuesday night
16°
Wednesday
19°
Wednesday night
14°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
568,322
(2021 Census)
+9.7% since 2016
Density: 1,797.9/km²
Dwellings: 195,098
Median household income: $98,000
After-tax: $87,000
Immigrant population: 44.6%
Top countries of origin (% of total population)
- India16.9% · 95,905
- Philippines5.2% · 29,510
- China4.2% · 23,850
- United Kingdom1.5% · 8,320
- Korea, South1.2% · 6,995
- Viet Nam1.1% · 6,425
- Pakistan1% · 5,710
- Taiwan1% · 5,540
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
30
6/9 categories nearby
Transit
33
5 stop(s) within 800m
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Laronde Elementary | Elementary | 367 m |
| Ocean Cliff Elementary | Elementary | 912 m |
| Crescent Park Elementary | Elementary | 996 m |
| Elgin Park Secondary | Elementary | 1.3 km |
| Ray Shepherd Elementary | Elementary | 1.4 km |
| Chantrell Creek Elementary | Elementary | 1.9 km |
| Bayridge Elementary | Elementary | 2.5 km |
| Semiahmoo Secondary | Elementary | 3.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
| Stop | Type | Distance |
|---|---|---|
| Eastbound 20 Ave @ 129 St | — | 97 m |
| Westbound 20 Ave @ 129 St | — | 109 m |
| Westbound 20 Ave @ 131 St | — | 153 m |
| Eastbound 20 Ave @ 131 St | — | 214 m |
| Eastbound 20 Ave @ 128 St | — | 340 m |
Nearby Places
Cafes (3)
- Starbucks · 1658 128 Street748 m
- Morrison Cafe · 12855 16 Avenue769 m
- Islands Cafe · 12901 16 Avenue798 m
Grocery (1)
- Safeway · 12825 16 Avenue796 m
Parks (5+)
- Unnamed31 m
- Unnamed116 m
- Unnamed212 m
- Unnamed315 m
- Laronde Park361 m
Shopping (1)
- Unnamed773 m
Pharmacies (1)
- Rexall · 12851 16 Avenue776 m
Banks & ATMs (4)
- Scotiabank721 m
- Coast Capital Savings748 m
- Coast Capital Savings754 m
- CIBC770 m
Nearby places data: © OpenStreetMap contributors.
School district: Surrey (SD36)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($110,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.