Property Type: Condo / ApartmentOwnership: Strata

13011 LAKESHORE Drive Unit# 352

Summerland, BC V0H1Z1

$219,900

1 bed1 bath1 parking526 sqftBuilt 2005
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Amenities

Also listed: Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$857/mo
Annual property tax
$1,692

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Ground Maintenance, Electricity, Insurance, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Geothermal
Cooling / A/C
Geothermal
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view
Waterfront
Waterfront on lake
Pool
Pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Other, Additional Parking

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level9'3'' x 16'6''
Living roomMain level11'10'' x 9'5''
KitchenMain level9'3'' x 10'4''
Dining roomMain level9'3'' x 7'10''
4pc BathroomMain level

Listing Information

MLS®
10374154
Listed
January 28, 2026
Time on market
On the market for 215 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

Perched on the top floor of the Summerland Waterfront Resort, this bright and airy suite offers a front-row seat to the natural beauty of Lake Okanagan and the surrounding mountains from your own private balcony. The open-concept interior comes fully furnished with granite countertops, stainless appliances, sofa bed and a cozy fireplace that anchors the living space. Beyond the suite, the resort serves as a complete lakeside playground, providing exclusive access to a private beach, heated outdoor pool, hot tubs, and a fitness center, all while being a short stroll from the marina and local dining. This pet-friendly property functions as both a personal sanctuary and a smart asset, offering a turn-key solution for those who want to enjoy the best of the Okanagan while benefiting from a professionally managed rental pool to generate income when you're away. All measurements are approximate. (id:63159)

Values & Trends

This listing

$418/sqft

Building average

$359/sqft

3 active listing(s)

Lower Town average

$475/sqft

15 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.9 km
Summerland Montessori School(Independent)Elementary2.3 km
Unisus Senior School(Independent)Secondary2.9 km
Unisus Junior School(Independent)Elementary2.9 km
Trout Creek ElementaryElementary3.9 km
Naramata ElementaryElementary4.4 km
West Bench ElementaryElementary11.2 km
Queens Park ElementaryElementary12.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Shaughnessy’s Cove · 12817 South Lakeshore Drive42 m

Cafes (1)

  • Unnamed19 m

Parks (2)

  • Kinsmen Park224 m
  • Unnamed498 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$175,920.00
Periodic payment — Principal & Interest (monthly)$1,134.98
Additional monthly expenses (strata, tax, utilities, etc.)$1,023.69
Total monthly cost$2,158.67
Interest paid over 5-yr term$50,419.18
Balance at end of term$158,240.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,606.41

Cash Needed at Closing

Minimum down payment$10,995
Estimated BC PTT$2,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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