Property Type: Condo / ApartmentOwnership: Strata

13014 Armstrong Avenue Unit# 203

Summerland, BC V0H1Z5

$329,000

2 bed1 bath1 parking1,072 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$250/mo
Annual property tax
$1,836.61

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level11'4'' x 7'9''
Dining roomMain level11'3'' x 9'3''
BedroomMain level11'5'' x 12'7''
4pc BathroomMain level
Primary BedroomMain level11'5'' x 12'8''
Living roomMain level11' x 15'10''
KitchenMain level11'3'' x 8'11''

Listing Information

MLS®
10395143
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

Located in the welcoming aged 55+ small strata of Armstrong Manor, this bright and inviting, top floor, 2 bedroom home features updated flooring and paint, ductless heating and cooling, a new hot water tank, new windows and a fantastic floor plan designed for easy living. The spacious covered deck provides a peaceful outdoor retreat overlooking the courtyard, while the generously sized bedrooms enjoy beautiful south-facing mountain views. The large laundry room offers excellent additional storage and even space for hobbies or crafts. An open parking stall and separate storage unit add to the home's practicality. This well-managed strata welcomes one indoor cat or bird, making it easy to bring along a cherished companion. And above all, it is situated just steps from downtown Summerland! (id:63159)

Values & Trends

This listing

$307/sqft

Building average

No other active listings in this building

Main Town average

$350/sqft

7 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12257 m
Summerland Montessori School(Independent)Elementary694 m
Unisus Senior School(Independent)Secondary2.4 km
Unisus Junior School(Independent)Elementary2.4 km
Trout Creek ElementaryElementary5.0 km
Naramata ElementaryElementary6.1 km
West Bench ElementaryElementary11.6 km
Queens Park ElementaryElementary12.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed566 m

Cafes (3)

  • Sunflower Café · 13229 Victoria Road North536 m
  • The Beanery Cafe · 13016 Victoria Road North538 m
  • Tim Hortons685 m

Grocery (2)

  • Nesters Market · 13604 Victoria Road North614 m
  • IGA · 7519 Prairie Valley Road748 m

Parks (5+)

  • Anglican Churchyard Cemetery & Park121 m
  • Summerland Museum Park168 m
  • Unnamed341 m
  • Memorial Park418 m
  • Unnamed500 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue296 m

Pharmacies (2)

  • Pharmasave169 m
  • Shoppers Drug Mart489 m

Banks & ATMs (2)

  • Cascadia Credit Union · 13601 Victoria Road North531 m
  • RBC Royal Bank783 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$263,200.00
Periodic payment — Principal & Interest (monthly)$1,698.08
Additional monthly expenses (strata, tax, utilities, etc.)$457.05
Total monthly cost$2,155.13
Interest paid over 5-yr term$75,433.88
Balance at end of term$236,749.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,403.40

Cash Needed at Closing

Minimum down payment$16,450
Estimated BC PTT$4,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,530

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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