Property Type: Condo / ApartmentOwnership: Strata

13620 VICTORIA Road Unit# 19

Summerland, BC V0H1Z5

$310,000

2 bed1 bath1 parking1,120 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$300/mo
Annual property tax
$1,849.24

Maintenance Fee Includes

WaterGarbage

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Flooring
Laminate, Linoleum

Exterior & Lot

Exterior features
Stucco
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Covered, Additional Parking

Restrictions & Policies

Pets
Allowed, Allowed with restrictions
Rentals
Allowed
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level3'8'' x 7'7''
Primary BedroomMain level12'9'' x 11'0''
Living roomMain level17'1'' x 14'9''
Laundry roomMain level6'0'' x 5'4''
KitchenMain level9'1'' x 9'8''
Dining roomMain level10'1'' x 8'
BedroomMain level12'0'' x 10'5''
Full bathroomMain level

Listing Information

MLS®
10384038
Listed
April 21, 2026
Time on market
On the market for 132 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.

Description

Welcome to Victoria Gardens - an exceptionally well-maintained 55+ community just steps from downtown Summerland, offering unbeatable convenience for shopping, banking, and everyday essentials. Second-floor corner units in this desirable complex are rarely available, and this 2 bedroom, 1 bathroom east-facing home enjoys one of the best locations in the complex. Bright and inviting, the layout features a functional galley kitchen that flows into a charming dining area with a large window, filling the space with natural morning light, and direct access to a covered corner patio - an ideal spot to relax and enjoy the peaceful surroundings. The spacious living room is filled with natural light from a large bay window, creating a bright and comfortable space to unwind. The primary bedroom is generously sized while the second bedroom provides flexibility for guests, hobbies, or a home office. A well-appointed 4-piece bathroom, in-suite laundry area, and multiple storage options - including a convenient entry storage room, enhance the home’s overall functionality. Complete with 1 covered parking spot and allowing one small pet, this is a fantastic 55+ opportunity to enjoy comfortable, low-maintenance living in a prime Summerland location. Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important. (id:63159)

Values & Trends

This listing

$277/sqft

Building average

No other active listings in this building

Main Town average

$354/sqft

7 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

67

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12397 m
Summerland Montessori School(Independent)Elementary805 m
Unisus Senior School(Independent)Secondary2.8 km
Unisus Junior School(Independent)Elementary2.8 km
Trout Creek ElementaryElementary5.7 km
Naramata ElementaryElementary6.6 km
West Bench ElementaryElementary12.1 km
Queens Park ElementaryElementary13.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed526 m

Cafes (2)

  • Sunflower Café · 13229 Victoria Road North161 m
  • The Beanery Cafe · 13016 Victoria Road North337 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North53 m

Parks (5+)

  • Unnamed108 m
  • Julia St. Kinsmen Park365 m
  • Unnamed405 m
  • Memorial Park489 m
  • Summerland Museum Park568 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue367 m

Pharmacies (2)

  • Shoppers Drug Mart168 m
  • Pharmasave521 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North130 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$248,000.00
Periodic payment — Principal & Interest (monthly)$1,600.01
Additional monthly expenses (strata, tax, utilities, etc.)$510.10
Total monthly cost$2,110.12
Interest paid over 5-yr term$71,077.51
Balance at end of term$223,076.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,264.60

Cash Needed at Closing

Minimum down payment$15,500
Estimated BC PTT$4,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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