Property Type: Detached HouseOwnership: Freehold

1309 Eagle Ridge Road

Lumby, BC V0E2G4

$2,950,000

3 bed3 bath6 parking2,747 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
25.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$100/mo
Annual property tax
$4,986.33

Maintenance Fee Includes

Also included: Other, See Remarks

Interior

Basement
Full
Heating
Stove, See remarks, Wood, Hot Water, Other
Fireplace
Yes (2)
Fireplace type
Free Standing Metal
Flooring
Tile, Vinyl, Wood

Exterior & Lot

Exterior features
Stone, Stucco
View
Lake view, Mountain view, Valley view

Building

Roof
Other, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Detached Garage, RV, See Remarks, Heated Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement7'11'' x 15'6''
Full bathroomMain level6'7'' x 8'10''
BedroomMain level9'11'' x 8'11''
KitchenMain level15'11'' x 13'8''
Living roomMain level19'3'' x 20'4''
Primary BedroomMain level17'8'' x 15'10''
OtherMain level5'1'' x 7'3''
OtherMain level5'1'' x 9'3''
Full bathroomMain level17'7'' x 10'1''
OfficeMain level8'9'' x 13'8''
Laundry roomMain level5'10'' x 7'8''
Family roomBasement19'7'' x 23'10''
BedroomBasement13'8'' x 11'1''
KitchenBasement9'8'' x 10'7''
Full bathroomBasement9'8'' x 11'6''
Utility roomBasement7'8'' x 12'4''

Listing Information

MLS®
10391939
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to a truly exceptional off-grid lifestyle property where self-sufficiency, community, and natural beauty come together. Set on 25.7 private acres within a gated community, this custom-built 3-bedroom, 3-bathroom home offers the perfect balance of independence and connection. Owners enjoy shared access to an additional 170 acres of community land featuring lake access, a stunning waterfall, endless trails, and direct access to surrounding Crown land for year-round recreation. Thoughtfully designed for comfortable off-grid living, the home features two bedrooms on the main floor, an additional bedroom downstairs, and a summer kitchen ideal food preservation, or entertaining family and friends. Large windows showcase breathtaking views of the lake and surrounding valley, creating a peaceful backdrop from every room. Outside, the impeccably maintained landscape offers endless opportunities for those dreaming of a hobby farm, homestead, or simply more space to enjoy the outdoors. A 30'x30' shop provides room for projects, equipment, and storage, while the greenhouse supports a sustainable lifestyle. The guest house offers flexibility for visitors, extended family, or potential income opportunities. More than just a home, this is a rare opportunity to embrace a life centered around nature, autonomy, and community. Whether you're seeking a private retreat, space for animals, or a place to live more intentionally, this remarkable property is ready to exceed expectations. (id:63159)

Values & Trends

This listing

$1,074/sqft

Building average

No other active listings in this building

Mabel Lake South average

$2,000/sqft

1 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 68%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary24.5 km
Charles Bloom SecondaryK-1224.8 km
Crossroads Learning CentreSecondary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($590,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,360,000.00
Periodic payment — Principal & Interest (monthly)$15,225.92
Additional monthly expenses (strata, tax, utilities, etc.)$652.53
Total monthly cost$15,878.45
Interest paid over 5-yr term$676,382.78
Balance at end of term$2,122,827.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$590,000
Stress test qualifying rate8.09%
Payment you must qualify for$18,147.57

Cash Needed at Closing

Minimum down payment$590,000
Estimated BC PTT$66,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$658,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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