Property Type: Detached HouseOwnership: Freehold

13091 277 ROAD

Charlie Lake, BC V0C1H0

$689,900

4 bed3 bath2,158 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
13.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,277.93 (2026)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Primary BedroomAbove
OtherAbove
Bedroom 2Above
Bedroom 3Above
Bedroom 4Above
Family roomLower level
Laundry roomLower level

Listing Information

MLS®
R3150685
Listed
July 28, 2026
Time on market
On the market for 34 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty · Data source: CREA DDF.

Description

Nestled on 13.1 peaceful acres just ten minutes from town, this exceptional property offers the perfect blend of privacy, natural beauty, and modern comfort. Surrounded by mature trees and open space, this serene acreage provides the ideal setting for relaxation, outdoor enjoyment, and peaceful country living. The inviting 4-bedroom, 3-bathroom home seamlessly combines rustic charm with modern conveniences, offering spacious and comfortable living for family and guests. With ample room for horses, recreational activities, or simply enjoying the tranquility of nature, this one-of-a-kind property delivers the best of both worlds-the privacy and serenity of rural living with the convenience of town just minutes away. (id:63159)

Values & Trends

This listing

$320/sqft

Building average

No other active listings in this building

Charlie Lake average

$306/sqft

18 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Fort St. John

Partly Cloudy

13°C

Partly Cloudy

Humidity 72%

Wind SSW 18 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Charlie Lake ElementaryElementary3.5 km
Margaret Ma Murray Community SchoolElementary9.0 km
C.M. Finch ElementaryElementary9.6 km
Upper Pine Elem-Jr SecondaryElementary/Middle9.7 km
Bert Bowes Middle SchoolMiddle10.0 km
Ecole Central Elem School Of The ArtsElementary10.4 km
Bert AmbroseElementary10.4 km
Alwin Holland ElementaryElementary10.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,920.00
Periodic payment — Principal & Interest (monthly)$3,560.80
Additional monthly expenses (strata, tax, utilities, etc.)$297.83
Total monthly cost$3,858.63
Interest paid over 5-yr term$158,181.86
Balance at end of term$496,453.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,966.82

Cash Needed at Closing

Minimum down payment$43,990
Estimated BC PTT$11,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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