1321 Finlayson St
Victoria, BC V8T2V5
$899,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 3,828 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,283.97
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
- Fireplace
- None
Parking
- Total spaces
- 2 — uncovered indicated
- Features
- Stall
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Patio | Other | 26'5 x 25'9 |
| Storage | Other | 37'3 x 8'0 |
| Storage | Other | 8'1 x 11'0 |
| Storage | Lower level | 8'9 x 17'7 |
| Bedroom | Lower level | 8'8 x 10'4 |
| Laundry room | Lower level | 7'8 x 6'0 |
| Kitchen | Lower level | 8'9 x 12'6 |
| Bathroom | Lower level | 4-Piece |
| Bedroom | Lower level | 12'9 x 10'3 |
| Dining room | Lower level | 10'1 x 9'6 |
| Living room | Lower level | 10'1 x 9'6 |
| Entrance | Lower level | 5'0 x 5'0 |
| Dining room | Main level | 9'0 x 10'8 |
| Kitchen | Main level | 10'4 x 10'8 |
| Bedroom | Main level | 11'0 x 10'3 |
| Ensuite | Main level | 4-Piece |
| Primary Bedroom | Main level | 13'0 x 9'6 |
| Living room | Main level | 26'8 x 11'5 |
| Entrance | Main level | 5'1 x 4'0 |
Listing Information
- MLS®
- 1043368
- Listed
- July 15, 2026
- Time on market
- On the market for 47 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Camosun · Data source: CREA DDF.
Description
This well-maintained 4-bed, 2-bath home with a new roof offers flexibility & strong income potential in a prime location. Just minutes from Mayfair Mall, Hillside Mall & essential amenities. Situated on a nearly 4,000 sqft lot, the 1,958 sqft home features 2 self-contained 2-bed suites, ideal for multigenerational living, rental income, or future development. Upstairs offers a bright living & dining area, a spacious eat-in kitchen & 2 good-sized bedrooms. Step out to the back deck for easy access to the yard, perfect for entertaining or relaxing outdoors. Downstairs includes a separate 2-bed suite with kitchen, bright living space & full bath with tub/shower combo. Recent updates include refreshed landscaping, updated fencing & a newly finished back patio. With 2 off-street parking spaces & current month-to-month tenancies generating $5,200/month (tenants open to vacating), this property offers excellent flexibility for investors or owner-occupiers. (id:63159)
Values & Trends
This listing
$473/sqft
Building average
—
No other active listings in this building
Mayfair average
$608/sqft
3 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
Mainly Clear
Humidity 73%
Wind S 6 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
91,867
(2021 Census)
+7.1% since 2016
Density: 4,723.2/km²
Dwellings: 53,070
Median household income: $67,500
After-tax: $60,000
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 3,505
- United States of America2.1% · 1,945
- Philippines2% · 1,845
- China1.2% · 1,110
- India0.7% · 650
- Germany0.6% · 590
- Korea, South0.4% · 400
- Netherlands0.3% · 315
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
19
3/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Oak and Orca Bioregional School(Independent) | K-12 | 632 m |
| Ecole Quadra Elementary | Elementary | 639 m |
| VI School of Innovation and Inquiry(Independent) | Elementary/Middle | 858 m |
| Cloverdale Traditional Elementary | Elementary | 867 m |
| Victoria School for Ideal Education(Independent) | Elementary/Middle | 1.2 km |
| Oaklands Elementary | Elementary | 1.2 km |
| Doncaster Elementary | Elementary | 1.5 km |
| George Jay Elementary | Elementary | 1.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- Sarpino's Pizzeria · 3009 Gosworth Road553 m
- Shushi Ru · 3189 Quadra Street722 m
Parks (5+)
- Highview Park · 1301 Merritt Street94 m
- Summit Park · 3025 Blackwood Street204 m
- Smith Hill Reservoir266 m
- Highview Street Park · 1301 Tolmie Avenue293 m
- Maplewood Green312 m
Gyms (1)
- Zenith Studio · 1273 Holloway Street696 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





