Property Type: Detached HouseOwnership: Freehold

3374 Cook St

Saanich, BC V8X1A8

$989,000

3 bed1 bath3 parking1,527 sqftBuilt 1940
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Property Details

Property & Lot

Sub-type
House
Lot size
8,190 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,814

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
3 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageLower level7'6 x 8'6
Laundry roomLower level7'9 x 7'2
Living roomMain level12'9 x 18'1
KitchenMain level12'2 x 13'8
Family roomMain level15'10 x 19'10
BedroomMain level17'6 x 11'6
BedroomMain level12'2 x 10'4
Primary BedroomMain level10'5 x 11'5
BathroomMain level4-Piece
EntranceMain level3'7 x 7'3

Listing Information

MLS®
1047377
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

A private south-facing backyard, a long list of major updates, and a home that has been thoughtfully improved over the years. This charming 3-bedroom home offers a comfortable and functional layout with plenty of room to make it your own, along with a large unfinished basement providing excellent storage and potential for hobbies, a workshop, or future projects. The property has benefited from significant infrastructure improvements, including perimeter drains completed in 2017, a new water supply line, natural gas brought to the property, and an upgraded 200-amp electrical service. The original oil furnace has been removed and replaced with a heat pump, with all of the ducting replaced with high-flow ducting for improved heating and cooling throughout the home. A high-efficiency gas fireplace provides an additional source of warmth and comfort. Outside, the South-facing backyard is a wonderful extension of the living space, with mature fruit trees, established garden areas and opportunity for a generous deck that is ideal for enjoying the sunshine or entertaining. The combination of a private setting, substantial system upgrades and a well-cared-for home makes this a great opportunity for buyers looking for a property where many of the major improvements have already been completed. (id:63159)

Values & Trends

This listing

$648/sqft

Building average

No other active listings in this building

Maplewood average

$553/sqft

9 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cloverdale Traditional ElementaryElementary257 m
Ecole Quadra ElementaryElementary846 m
Oak and Orca Bioregional School(Independent)K-121.3 km
Doncaster ElementaryElementary1.4 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.5 km
Reynolds SecondaryElementary1.8 km
SJ Burnside Education CentreSecondary1.8 km
Victoria School for Ideal Education(Independent)Elementary/Middle1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Halibut House Chinese Food · 3500 Quadra Street465 m
  • Shushi Ru · 3189 Quadra Street637 m

Cafes (1)

  • Roundhouse Cafe728 m

Grocery (1)

  • Thrifty Foods · 3475 Quadra Street324 m

Parks (5+)

  • Camrose Park291 m
  • Peacock Hill Park318 m
  • Cecelia Creek Falls Park335 m
  • Mars Street Park366 m
  • Highview Street Park · 1301 Tolmie Avenue383 m

Gyms (1)

  • Zenith Studio · 1273 Holloway Street421 m

Pharmacies (1)

  • Thrifty Foods332 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$791,200.00
Periodic payment — Principal & Interest (monthly)$5,104.55
Additional monthly expenses (strata, tax, utilities, etc.)$560.50
Total monthly cost$5,665.05
Interest paid over 5-yr term$226,760.19
Balance at end of term$711,686.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,036.80

Cash Needed at Closing

Minimum down payment$73,900
Estimated BC PTT$17,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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