Property Type: Condo / ApartmentOwnership: StrataRECENTLY LISTED

1327 St Paul Street Unit# 212

Kelowna, BC V1Y2E2

$435,000

2 bed2 bath1 parking1,171 sqftBuilt 2006
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$496/mo
Annual property tax
$2,268.44

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomMain level11' x 4'10''
4pc BathroomMain level7'10'' x 4'11''
Primary BedroomMain level14'2'' x 11'10''
BedroomMain level10'8'' x 9'9''
OfficeMain level14'10'' x 11'10''
KitchenMain level15'8'' x 17'1''
Living roomMain level17'11'' x 16'3''
Dining roomMain level6'1'' x 10'10''

Listing Information

MLS®
10398766
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Enjoy the best of urban living in the heart of Kelowna North, where vibrant nightlife, art and culture, exceptional dining, the beach, and endless outdoor recreation are all just steps away. This spacious 2-bedroom, 2-bathroom plus den home offers 1,171 square feet of thoughtfully designed living space and has been a proven income generator since it was built. The current tenants are paying market rent, making this an excellent opportunity for investors or those looking to secure a home in one of Kelowna’s most desirable urban locations. The well-planned open-concept layout creates a bright and inviting living environment, while the generous primary bedroom features a spacious walk-in closet and ensuite bathroom. Additional highlights include one covered parking stall and a dedicated storage locker. With public transit right outside your door and an impressive selection of cafes, restaurants, entertainment, and amenities within easy walking distance, this is a property that truly puts you in the centre of it all. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

$359/sqft

1 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

74

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary129 m
Central SecondarySecondary1.1 km
Central School ProgramsK-121.1 km
St Joseph Elementary School(Independent)Elementary1.3 km
Bankhead ElementaryElementary1.4 km
A S Matheson ElementaryElementary1.9 km
Glenmore ElementaryElementary2.7 km
Raymer ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • GetintheLoop Restaurant · 1353 Ellis Street129 m
  • Pizza Studio · 1360 Ellis Street188 m
  • Nagano Sushi198 m
  • Gather Restaurant · 460 Doyle Avenue236 m
  • The Curious café · 1423 Ellis Street294 m

Cafes (5+)

  • Bike Shop Cafe and Catering · 1357 Ellis Street155 m
  • Chaibaba · 1289 Ellis Street191 m
  • J’s Cafe & Bistro213 m
  • Bean Scene North213 m
  • Blenz Coffee · 460 Doyle Avenue221 m

Grocery (2)

  • GetintheLoop Grocery · 1353 Ellis Street136 m
  • Safeway · 697 Bernard Avenue594 m

Parks (5+)

  • Stuart Park461 m
  • Pioneer Garden489 m
  • Waterfront Park507 m
  • Recreation Avenue Park635 m
  • Kerry Park680 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street124 m

Gyms (4)

  • Life Aesthetics Online Coaching · 1435 Water Street419 m
  • SPIN co · 410 Bernard Avenue523 m
  • BarreRoom · 410 Bernard Avenue524 m
  • Move & Flow · 589 Lawrence Avenue622 m

Pharmacies (2)

  • Pharmasave · 505 Doyle Avenue264 m
  • Shoppers Drug Mart · 597 Bernard Avenue522 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue484 m
  • Scotiabank · 488 Bernard Avenue499 m
  • First West Credit Union · 507 Bernard Avenue525 m
  • Unnamed538 m
  • CIBC · 328 Bernard Avenue575 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$348,000.00
Periodic payment — Principal & Interest (monthly)$2,245.18
Additional monthly expenses (strata, tax, utilities, etc.)$744.38
Total monthly cost$2,989.55
Interest paid over 5-yr term$99,737.80
Balance at end of term$313,027.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,177.75

Cash Needed at Closing

Minimum down payment$21,750
Estimated BC PTT$6,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,950

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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